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Property for Rent - Investing in the UK, Latham Mary


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Цена: 1217.00р.
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Автор: Latham Mary
Название:  Property for Rent - Investing in the UK
ISBN: 9781484855331
Издательство: Createspace
Классификация:
ISBN-10: 1484855337
Обложка/Формат: Paperback
Страницы: 144
Вес: 0.15 кг.
Дата издания: 28.05.2013
Язык: English
Размер: 203 x 127 x 8
Поставляется из: США
Описание: I have been investing in residential property to rent in the UK for over 40 years and until now I have always felt optimistic about the future, now I can see the storm clouds gathering and I want to share some of my concerns to enable you to consider what impact, if any, these might have on your own investments. My rental income has allowed me financial freedom since 1980 and I fully expected this to continue for the rest of my life but recent events have made me question whether this will now actually happen and I wonder How safe is my pension fund? My work on behalf of the National Landlords Association and as a trainer for the Midlands Landlords Accreditation Scheme, involves keeping up to date with everything about renting in the UK and brings me into contact with thousands of landlords and others who are involved in the business. I engage with many more landlords through discussion fora on internet sites and this too adds to my learning. In this book I have explained why investing in property for rent in the UK may no longer be as safe as houses. I have explored the issues which are causing my concern and I have reported on my findings. I have tried not to impose my own opinions, preferring you to draw your own conclusions and to carry out further investigations. The subjects I have explored include, the future of financing your investments, the dangers of buying below market value, regulation and legislation and how it is stifling private renting, the uncertain future of the student letting market, the changes made under Welfare Reform and the impacts these might have on rent arrears, the future of Letting and Managing Agents and other important issue. We all know that the private rented sector (PRS) is now a vital part of the housing provision in the UK but landlords are often seen as the fat cats and since many people are struggling to pay their bills we are attracting the attention of those who resent us and some who see us as potential cash cows. The lenders are now wary of supporting landlords who let to some tenant groups and in particular they seem to have completely misunderstood the licensing of residential properties. At the same time local authorities see licensing as a means of raising revenue under the guise of improving standards. More licensing and less money available to investors leaves landlords with a ready market but no means to access it. Those of us who have already invested in HMOs are now at risks from the use of Article 4 Directions because of the requirement to provide evidence of established use. Those of us who have concentrated on families or single occupancy are facing the fact that, in the present economic climate, any of our tenants can become reliant on benefits to pay their rent. Welfare reforms have not only reduced the level of support to tenants, future changes may also increase the level of rent arrears, this has been proven in the areas where Universal Credit is being piloted. Letting to students has, for many years, been seen as very lucrative and a safe investment but the huge increase in purpose built student accommodation coupled with the increase in fees being charged by universities is already decreasing the number of tenants living in privately rented properties and changes to immigration rules are set to reduce the number of students from coming overseas to study in the UK.


Dreamland Burning

Автор: Latham Jennifer
Название: Dreamland Burning
ISBN: 0316384933 ISBN-13(EAN): 9780316384933
Издательство: Hachette Book Group
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Цена: 3828.00 р.
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Описание: A compelling dual-narrated tale from Jennifer Latham that asks the question - how far have we really come with race relations in the last 100 years?

Young Adult Resources Today: Connecting Teens with Books, Music, Games, Movies, and More

Автор: Latham Don, Gross Melissa
Название: Young Adult Resources Today: Connecting Teens with Books, Music, Games, Movies, and More
ISBN: 0810887991 ISBN-13(EAN): 9780810887992
Издательство: Rowman & Littlefield Publishers
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Цена: 14362.00 р.
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Описание: Young Adult Resources Today: Connecting Teens with Books, Music, Games, Movies, and More is the first comprehensive young adult library services textbook specifically written for today s multidimensional information landscape. The authors integrate a research-focused information behavior approach with a literature-focused resources approach, and bring together in one volume key issues related to research, theory, and practice in the provision of information services to young adults. Currently, no single book addresses both YA information behaviors and information resources in any detail; instead, books tend to focus on one and give only cursory attention to the other. Key features of this revolutionary book include its success in: .Integrating theory, research, and practice .Integrating implications for practice throughout the book .Integrating knowledge of resources with professional practice as informed by research .Integrating both print and electronic formats throughout within the resource chapters (including websites and social media) Latham and Gross accomplish all this while, paying particular attention to the socially constructed nature of young adulthood, diversity, YA development, and multiple literacies. Their coverage of information landscapes covers literature (with detailed coverage of both genres and subgrenres), movies, magazines, web sites, social media, and gaming. The final chapter cover navigating information landscapes, focusing on real and virtual YA spaces, readers advisory, programming, and collaboration. Special attention is paid to program planning and evaluation.


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