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Financial Exclusion and the Poverty Trap, Lenton


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Автор: Lenton
Название:  Financial Exclusion and the Poverty Trap
ISBN: 9781138807570
Издательство: Taylor&Francis
Классификация:
ISBN-10: 1138807575
Обложка/Формат: Paperback
Страницы: 248
Вес: 0.41 кг.
Дата издания: 04.07.2014
Серия: Routledge advances in social economics
Язык: English
Иллюстрации: 29 tables, black and white; 18 line drawings, black and white; 18 illustrations, black and white
Размер: 226 x 152 x 15
Читательская аудитория: Undergraduate
Ключевые слова: Social work, BUSINESS & ECONOMICS / General,BUSINESS & ECONOMICS / Finance
Подзаголовок: Overcoming deprivation in the inner city
Ссылка на Издательство: Link
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Поставляется из: Европейский союз
Описание: The persistence of poverty hurts us all, and attacking poverty is a major policy objective everywhere. In Britain, the main political parties have an anti-poverty mandate and in particular an agreed commitment to eliminate child poverty by 2020, but there is controversy over how this should be done. This book addresses one of the main causes of poverty, financial exclusion – the inability to access finance from the high-street banks. People on low or irregular incomes typically have to resort to loan sharks, ‘doorstep lenders’ and other informal credit sources, a predicament which makes escape from the poverty trap doubly difficult. Over the last fifteen years, a strategy of breaking down the poverty trap has been implemented, known in the UK as community development financial institutions (CDFIs), typically non-profit lending institutions focussed on the financially excluded, and seeking to learn from the achievements of microfinance around the world. Focussing on the period 2007-09, during which the UK went into a global recession, this book investigates how CDFIs work and how well they have helped low-income people and businesses to weather that recession. Based on a study of eight CDFIs in four UK cities, we ask: what ideas for overcoming financial exclusion have worked well, and which have worked badly? What can we learn from the experience of these CDFIs which can help reduce poverty in this country and globally? We assess the impact of CDFIs using a range of indicators (including income, assets, education, health) and ask what changes in policy by both CDFIs and government agencies (for example, benefits agencies) might be able to increase impact. Some of the key lessons are: CDFIs need to work with appropriate partners to build up savings capacity in their clients; the community environment is vital in determining who escapes from the poverty trap; and CDFIs can never function properly unless they learn how to control their overdue debts. This book will be vital reading for those concerned with social policy, microfinance and anti-poverty policies in industrialised countries and around the world.


Financial exclusion

Автор: Gardner, Edward Molyneux, Philip Carbo, Santiago
Название: Financial exclusion
ISBN: 1403990514 ISBN-13(EAN): 9781403990518
Издательство: Springer
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Цена: 18167.00 р.
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Описание: This text is concerned with the increasingly important and problematic area of financial exclusion, broadly defined as the inability and/or reluctance of particular societal groups to access mainstream financial services.

Poverty and Exclusion in a Global World

Автор: Bhalla
Название: Poverty and Exclusion in a Global World
ISBN: 140390619X ISBN-13(EAN): 9781403906199
Издательство: Springer
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Цена: 16769.00 р.
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Описание: This volume looks at the three dimensions of social exclusion: economic, social and political. Exclusion is analyzed as a new approach to such issues as the `new` poverty, precariousness, long-term unemployment, social polarization and lack of citizenship. The book shows how relational and distributional aspects of poverty are interlinked.

Poverty and Social Exclusion

Название: Poverty and Social Exclusion
ISBN: 1138241342 ISBN-13(EAN): 9781138241343
Издательство: Taylor&Francis
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Цена: 7961.00 р.
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Описание:

Poverty and inequality remain at the top of the global economic agenda, and the methodology of measuring poverty continues to be a key area of research. This new book, from a leading international group of scholars, offers an up to date and innovative survey of new methods for estimating poverty at the local level, as well as the most recent multidimensional methods of the dynamics of poverty.

It is argued here that measures of poverty and inequality are most useful to policy-makers and researchers when they are finely disaggregated into small geographic units. Poverty and Social Exclusion: New Methods of Analysis is the first attempt to compile the most recent research results on local estimates of multidimensional deprivation. The methods offered here take both traditional and multidimensional approaches, with a focus on using the methodology for the construction of time-related measures of deprivation at the individual and aggregated levels. In analysis of persistence over time, the book also explores whether the level of deprivation is defined in terms of relative inequality in society, or in relation to some supposedly absolute standard.

This book is of particular importance as the continuing international economic and financial crisis has led to the impoverishment of segments of population as a result of unemployment, bankruptcy, and difficulties in obtaining credit. The volume will therefore be of interest to all those working on economic, econometric and statistical methods and empirical analyses in the areas of poverty, social exclusion and income inequality.

The New Politics of Class: The Political Exclusion of the British Working Class

Автор: Evans Geoffrey
Название: The New Politics of Class: The Political Exclusion of the British Working Class
ISBN: 0198755759 ISBN-13(EAN): 9780198755753
Издательство: Oxford Academ
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Цена: 7126.00 р.
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Описание: The British working class has become politically disenfranchised, this book explains how and why. This book explores the politics of class in Britain over the last 70 years. It shows how changing class sizes have set in train a process that has led to working class people not voting.

Social Work, Poverty and Social Exclusion

Автор: Backwith Dave
Название: Social Work, Poverty and Social Exclusion
ISBN: 0335245854 ISBN-13(EAN): 9780335245857
Издательство: McGraw-Hill
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Цена: 5146.00 р.
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Описание: This book is a key text that will help students link the theory of working with socially excluded people to practice.


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