Marano The "Dematerialized " Insurance 9783319284088

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Автор: Marano
Название: The "Dematerialized " Insurance
ISBN: 9783319284088
Издательство: Springer
Классификация:

Финансы

Страхование и актуарные исследования

Сравнительное правоведение

Международное право

Международное публичное право

Международное экономическое и торговое право

Страховое право

ISBN-10: 3319284088
Обложка/Формат: Hardback
Страницы: 395
Вес: 0.78 кг.
Дата издания: 2016
Язык: English
Иллюстрации: 3 colour illustrations, 3 colour tables, biography
Размер: 234 x 156 x 24
Читательская аудитория: Professional & vocational
Основная тема: Law
Подзаголовок: Distance Selling and Cyber Risks from an International Perspective
Ссылка на Издательство: Link
Рейтинг:
Поставляется из: Германии
Описание: This book adopts an international perspective to examine how the online sale of insurance challenges the insurance regulation and the insurance contract, with a focus on insurance sales, consumer protection, cyber risks and privacy, as well as dispute resolution. Today insurers, policyholders, intermediaries and regulators interact in an increasingly online world with profound implications for what has up to now been a traditionally operating industry. While the growing threats to consumer and business data from cyber attacks constitute major sources of risk for insurers, at the same time cyber insurance has become the fastest growing commercial insurance product in many jurisdictions.Scholars and practitioners from Europe, the United States and Asia review these topics from the viewpoints of insurers, policyholders and insurance intermediaries. In some cases, existing insurance regulations appear readily adaptable to the online world, such as prohibitions on deceptive marketing of insurance products and unfair commercial practices, which can be applied to advertising through social media, such as Facebook and Twitter, as well as to traditional written material. In other areas, current regulatory and business practices are proving to be inadequate to the task and new ones are emerging. For example, the insurance industry and insurance supervisors are exploring how to review, utilize, profit from and regulate the explosive growth of data mining and predictive analytics (“big data”), which threaten long-standing privacy protection and insurance risk classification laws.This book’s ambitious international scope matches its topics. The online insurance market is cross-territorial and cross-jurisdictional with insurers often operating internationally and as part of larger financial-services holding companies. The authors’ exploration of these issues from the vantage points of some of the world’s largest insurance markets – the U.S., Europe and Japan – provides a comparative framework, which is necessary for the understanding of online insurance.
Дополнительное описание: Part I On-line Disstribution: European and International Online Distribution of Insurance Products by Ioannis Rokas.- E-Commerce and Distribution of Insurance Products: A Few Suggestions for an Appropriate Regulatory Infrastructure by Wallace Hsin-Chun Wa

The "Dematerialized " Insurance, Marano