Описание: La renombrada autora n mero uno del New York Times, Joyce Meyer, ense a a los lectores c mo transformar sus vidas aprovechando el poder de la esperanza. Una de las fuerzas m s poderosas en el universo es la esperanza; la anticipaci n feliz y segura de que algo bueno va a suceder. Independientemente de d nde uno est en la vida, es imposible vivir con xito y al m ximo sin esperanza. En Viva con esperanza Joyce ayudar a los lectores a alcanzar un sentido duradero de la esperanza, basada en su fe en Dios. La esperanza es s lo tan fuerte como su fuente. Este libro ayudar a los lectores a evitar extraviar su confianza en cosas poco fiables, y ayudarles a anclar su esperanza firmemente en Dios para obtener un gozo ilimitado y mejores posibilidades para sus vidas. Como explica Joyce: "Sin esperanza en Dios, no hay mucho que pueda hacer, pero con la esperanza puesta en Dios, no hay mucho que no se pueda hacer."
Описание: This critical ethnography describes the context, vision, and social change tactics of the Esperanza Peace and Justice Center in San Antonio, Texas. It explicates the important roles of intergroup alliances, strategic use of language, and arts programming as a means of connecting personal consciousness-raising to collective agency.
Описание: Mandatory defined contribution pension markets are present in a growing number of countries around the world. But despite their popularity, policymakers continue to struggle with two key policy concerns. On the one hand, a number of design shortcomings encourages pension firms to charge high administrative fees. On the other hand, the global crisis that started in 2007 has reignited the debate on whether pension participants bear excessive investment risk. Both are valid policy concerns as their incidence can imply higher than expected levels of poverty among old age individuals. Both concerns have the same root problem---the limited capacity of individuals to choose what is best for them. This, in turn, stems from a combination of inadequate financial education, bounded rationality and the use of simplistic 'rules of thumb' that produce systematic biases in the decision making process of individuals. While improving financial education is an obvious avenue to pursue, this book is more concerned with design features that can exploit these systematic biases to protect consumers from themselves. 'New Policies for Mandatory Defined Contribution Pensions: Industrial Organization Models and Investment Products' (i) discusses the main implications for the functioning of mandatory defined contribution pensions of consumers' inability to make rational choices; (ii) describes how jurisdictions have tried to address these problems through ad hoc policy interventions; and (iii) proposes new policy directions in the areas of industrial organization models and investment products to address these concerns more effectively. Written for practitioners and researchers around the world, this book provides access to new thinking on mandatory defined contribution pension systems and it makes an important contribution to the on-going policy debate on how to best structure mandatory defined contribution pillars.
Автор: Perez Pont Javier, Aparicio Romero Esperanza Название: Hubertus Joseph Pilates. the Biography ISBN: 1974393968 ISBN-13(EAN): 9781974393961 Издательство: Неизвестно Цена: 7130.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Автор: Lulu Tia Ida Название: Esperanza ISBN: 1723854662 ISBN-13(EAN): 9781723854668 Издательство: Неизвестно Цена: 1723.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: Esperanza, a Mexican Monarch butterfly, lives in the Tree of Many Colors. As she prepares for her first adventure exploring around the tree, she begins to get scared. Mama butterfly teaches her a neat trick to face her fears and away Esperanza goes, flapping her wings. On her adventure, she befriends Kazuko the turtle and Sage the rainbow-tailed squirrel. They teach each other new ways to make scary feelings go away. Of course, they play and giggle all day long, too Esperanza, which means
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