Описание: An international bestseller since its release, The End Of Insurance As We Know It is a one-in-a-generation book that goes into detail on why the insurance industry, long considered stodgy and boring, is experiencing foundational changes that are unprecedented in modern memory. The confluence of cheap sensors that "observe" all manner of behaviors to cloud computing which is able to store these massive data setts to AI and the development of advanced algorithms that can make sense of it all, the fundamentals of how risk is measured and financed are shifting rapidly. Additionally, millennials are becoming the largest cohort in the workforce and technology startups target insurance, funded by a sea of venture capital flowing into the sector, prod traditional incumbents to innovate or perish with "insurtech". This powerful confluence of trends will result in massive upheaval in the $5 trillion industry over the next decade and beyond.Whether you are a seasoned insurance professional, a technologist seeking to improve the industry, an entrepreneur seeing lots of opportunities or an investor looking for quick insights on how to profit from disruption, this book is an essential guide to lead you on the coming journey.
Описание: From this compact book, learn from a certified financial planner certificant CFP(R) who has helped hundreds of clients over more than thirty-five years practical estate planning steps you can take to protect yourself and those you love. This book, written in layperson's words for easy understanding, explains aspects of wills, financial and medical powers of attorney, revocable living trusts, "living wills," and much more. Learn how to use free tools such as beneficiary designations, POD, and TOD forms (and when not to use them) to avoid the expense, delay, and publicity of probate. Making distinctions among single ownership, joint ownership with rights of survivorship, and trust ownership are essential. This work explains personal retirement plans such as traditional and Roth IRAs, 401(k), and 403(b) employer retirement plans, along with concepts such as tax deferral, pretax, and after-tax contributions, transfers, and retirement plan distribution strategies. Income taxes, capital gain taxes, and estate taxes are also made simple. Michael shows you how to maintain control over your team of advisors while getting the most out of professionals who serve you. Having been a caregiver himself, learn from Michael how you can successfully navigate emotional concerns, preventing and reducing family arguments. Challenges faced by spouses, parents, adult children, caregivers, executors and administrators, heirs, and beneficiaries are highlighted to lighten your burden. Michael's experience and education provide valuable insights for widows, widowers, and adult children suffering from the pain and fog of bereavement. This unique book combines both helpful tips to solve thorny obstacles you face, without confusing legalese, with an understanding of the feelings individuals and families face on the path from wellness, to illness, death, and while tackling postdeath estate settlement. This book fills a crucial unmet need enabling spouses, parents, and adult children to make wiser decisions while protecting those they love.
Автор: Bell Cfp(r) Phillip, Nichols Chfc Clu, Maddox Aif(r) Donna Название: Charting a Course to the Retirement of Your Dreams ISBN: 1633021475 ISBN-13(EAN): 9781633021471 Издательство: Неизвестно Рейтинг: Цена: 1786.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание:
Whether the golden years of retirement are close at hand or yet over the far horizon, it's never too early or too late to begin Charting a Course to the Retirement of Your Dreams. We all imagine the day when we will have the financial flexibility and the freedom to pursue our favorite activities, and the steps we can take today to help shape that future.
It is our desire this book helps make you more confident and hopeful in your future by giving you the best tools and principles we have seen our clients put into practice over our many years of being successful financial advisors. Together, we will tackle challenges, assess financial health, and help you answer the difficult questions of life so you can better navigate your own successful journey to retirement.
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