At the Boundaries of Homeownership : Credit, Discrimination, and the American State, Chloe N. Thurston
Автор: Chloe N. Thurston Название: At the Boundaries of Homeownership ISBN: 1108434525 ISBN-13(EAN): 9781108434522 Издательство: Cambridge Academ Рейтинг: Цена: 3643.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: Homeownership is a paradox of American culture: a symbol of capitalist meritocracy, yet historically made possible by an activist government that few citizens recognize. This book examines the development of homeownership policy as part of this hidden welfare state and its transformation to include previously excluded groups over the twentieth century.
Описание: Foreclosed sheds light on stories of homeowners that have been neglected, particularly those facing foreclosure and deep financial distress. This book reveals the powerful and often invisible mortgage servicing industry, the tremendous discretionary power it wields over the housing of most Americans, and the servicing problems that persist today.
Описание: Foreclosed sheds light on stories of homeowners that have been neglected, particularly those facing foreclosure and deep financial distress. This book reveals the powerful and often invisible mortgage servicing industry, the tremendous discretionary power it wields over the housing of most Americans, and the servicing problems that persist today.
Автор: Dickerson Название: Homeownership and America`s Financial Underclass ISBN: 1107038685 ISBN-13(EAN): 9781107038684 Издательство: Cambridge Academ Рейтинг: Цена: 11563.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: Why does America have a love affair with homeownership? For many, buying a home is no longer in their best interest and may actually harm their children's educational opportunities. This book argues that U.S. leaders need to reevaluate all housing policies and develop new ones that ensure that all Americans have greater access to affordable housing whether rented or owned. After describing homeownership's most common myths, the book shows why the financial circumstances America's financial underclass now face make it impossible for them to benefit from homeownership because they cannot afford to buy homes. The book then exposes the risks of "home buying while brown or black" by discussing U.S. policies that made it easier for whites to buy homes easily and cheaply, but harder and more costly for blacks and Latinos to do so. The book argues that remaining traces of racial discrimination and certain demographic features continue to make it harder for blacks and Latinos to receive homeownership's promised benefits.
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