Microfinance and Its Impact on Entrepreneurial Development, Sustainability, and Inclusive Growth, Ramesh Chandra Das
Автор: Douglas Cumming; Yizhe Dong; Wenxuan Hou; Binayak Название: Microfinance for Entrepreneurial Development ISBN: 3319621106 ISBN-13(EAN): 9783319621104 Издательство: Springer Рейтинг: Цена: 15372.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: Microfinance has been hotly debated by ever-colliding camps of ardent supporters, who believe that microfinance addresses credit market failures and provides a durable answer to the problem of the poverty, and staunch critics, who argue that lending by microfinance institutions is wasteful, and the interest rates are too high.
Автор: Westover Jonathan H. Название: Social Entrepreneurship and Microfinance ISBN: 1612292453 ISBN-13(EAN): 9781612292458 Издательство: Неизвестно Цена: 7587.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Автор: Rafael Perez-Uribe, Carlos Salcedo-Perez, David Ocampo-Guzman Название: Handbook of Research on Intrapreneurship and Organizational Sustainability in SMEs ISBN: 1522535438 ISBN-13(EAN): 9781522535430 Издательство: Mare Nostrum (Eurospan) Рейтинг: Цена: 42966.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: Smaller companies are abundant in the business realm and outnumber large companies by a wide margin. Understanding the inner workings of small businesses offers benefits to the consumers and the economy.The Handbook of Research on Intrapreneurship and Organizational Sustainability in SMEs is a critical scholarly resource that examines the strategies and concepts that will assist small and medium-sized enterprises to achieve competitiveness. Featuring coverage on a broad range of topics such as financial management, corporate sustainability, and organizational culture, this publication is geared towards business managers, professionals, graduate students, and researchers working in the field of smaller-scale business development initiatives.
Описание: Financial services are important for women who are starting and growing a business, but in Pakistan microfinance providers (MFPs) are not reaching Pakistan's businesswomen. Only 59 percent of microfinance clients are women, yet the majority of these loans are passed on the male members of the household - husbands, fathers, and sons. The practice of passing on loans to male household members is quite widespread; women may be bearing all the transaction costs and risks of accessing loans, but are not the final beneficiaries. Second, a very low proportion of female microfinance clients are entrepreneurs. The report explores why businesswomen in Pakistan may not be using microfinance products to meet their start-up and working capital requirements, in spite of identifying access to finance as a key constraint to their business operations. <br><br>Against this backdrop, access to finance remains the biggest challenge for a woman who wants to start or grow a business. Yet less than a quarter of the entrepreneurs identified through business development service providers were currently borrowing from microfinance lenders. Even among those entrepreneurs that borrow, dissatisfaction is high. Why?<br><br>Women borrower-entrepreneurs are not able to access individual loan products, but instead are consistently relegated to group lending. But group loans are very costly for a woman who is running a business, and the loans are too small to fulfil working capital needs. Businesswomen are rarely given the opportunity to access individual loan products, which are usually offered exclusively to male borrowers, and women are not given opportunities to graduate from group loans to individual loans over time. Lending practices often are discriminatory, requiring husbands' permission, male guarantors, and unmarried women are rarely considered as potential clients.<br><br>Although MFIs understand that women's inclusion is integral to the objectives of microfinance, the practice of passing on loans raises serious issues about consumer protection for women clients, and the best and most effective solutions to these challenges could and should come from the sector itself. Designing better products that reach the needs of emerging women entrepreneurs could prove to be good business, achieving double bottom-line objectives. Investing in financial literacy and education of both men and women borrowers can help curb the demand for pass-through loans and help lower risks associated with deceptive practices.
Автор: Chiranjib Neogi; Amit Kumar Bhandari; Sudipto Ghos Название: Women`s Entrepreneurship and Microfinance ISBN: 9811042675 ISBN-13(EAN): 9789811042676 Издательство: Springer Рейтинг: Цена: 16769.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: This book offers a critical perspective on the issues related to women`s empowerment, microfinance, and entrepreneurship in India. The book sheds light on the social security measures undertaken by the government aiming to the right to work helped women who are bounded by social restrictions.
Описание: Explores the critical methods in which new information is integrated into existing models for starting new companies and the ways in which these models interact and affect each other. This publication features coverage on a broad range of topics, such as tacit knowledge utilization, knowledge retention in small and medium-sized enterprises (SMEs), and knowledge dynamics in supply chain management.
Описание: Given the compelling need to understand how entrepreneurship can support the Sustainable Development Goals (SDGs) and be appropriately guided, this book explores how entrepreneurial thinking and action can support social change, and investigates alternative entrepreneurship approaches by drawing together different studies.
Описание: An essential scholarly resource that identifies initiatives for entrepreneurs in underdeveloped areas to utilize. Featuring pertinent topics that include poverty reduction, informal investment, and social entrepreneurship, this reference publication is ideal for academics, students, entrepreneurs, business owners, and researchers that are seeking innovative strategies to boost the economy.
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