Описание: Abstract: This research uses an event study to examine the impact on firm value of U.S. financial institutions as a result of receiving an enforcement action for violations of anti-money laundering (AML) regulations or the Office of Foreign Assets Control (OFAC) economic sanction regulations. There are 989 enforcement actions that are hand-collected in the period from January 2000 to November 2018. The final sample includes 8,948 firm-quarterly observations representing 157 publicly traded financial institutions. The proxy for firm value is the Tobin's Q ratio. The results demonstrate a negative impact on firm value by the civil money penalties (CMP) issued by regulators or agencies of the federal government. The findings are robust and statistically significant with three CMP proxies controlling for firm size, net interest margin, market return, Tier 1 capital, debt, dividend yield, credit loss ratio, non-performing loans, and provision for loan losses. Dissertation Discovery Company and Jacksonville University are dedicated to making scholarly works more discoverable and accessible throughout the world. This dissertation, "Impact on the Firm Value of Financial Institutions From Penalties for Violating Anti-Money Laundering and Economic Sanctions" by Kathleen Donnelly Gowin, was obtained from Jacksonville University and is being sold with permission from the author. The content of this dissertation has not been altered in any way. We have altered the formatting in order to facilitate the ease of printing and reading of the dissertation.
Автор: Gowin Amanda J. Название: For The Love of Charlotte ISBN: 1645698823 ISBN-13(EAN): 9781645698821 Издательство: Неизвестно Рейтинг: Цена: 2788.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание:
Charlotte Wingate loves her simple life with her husband and daughter. Her heart is weighed down with concerns about her strained relationships with her daughter, sister, and mother. She wonders about her father who left when she was only a toddler and never came back. Through her pain, she has always depended on her deep faith and her husband Elliott to carry her through.
Just as Charlotte is making connections and sees hope in all her relationships, tragedy strikes. They all come together and face their past, present, and future, realizing what really matters is God and family. But is it too late for them?
Автор: Gowin Amanda Название: Radium Girls ISBN: 0692211683 ISBN-13(EAN): 9780692211687 Издательство: Неизвестно Цена: 1723.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
A stunning portrait of the nocturnal moths of Central and South America by famed American photographer Emmet Gowin
American photographer Emmet Gowin (b. 1941) is best known for his portraits of his wife, Edith, and their family, as well as for his images documenting the impact of human activity upon landscapes around the world. For the past fifteen years, he has been engaged in an equally profound project on a different scale, capturing the exquisite beauty of more than one thousand species of nocturnal moths in Bolivia, Brazil, Ecuador, French Guiana, and Panama.
These stunning color portraits present the insects--many of which may never have been photographed as living specimens before, and some of which may not be seen again--arrayed in typologies of twenty-five per sheet. The moths are photographed alive, in natural positions and postures, and set against a variety of backgrounds taken from the natural world and images from art history.
Throughout Gowin's distinguished career, his work has addressed urgent concerns. The arresting images of Mariposas Nocturnas extend this reach, as Gowin fosters awareness for a part of nature that is generally left unobserved and calls for a greater awareness of the biodiversity and value of the tropics as a universally shared natural treasure. An essay by Gowin provides a fascinating personal history of his work with biologists and introduces both the photographic and philosophical processes behind this extraordinary project.
Essential reading for audiences both in photography and natural history, this lavishly illustrated volume reminds readers that, as Terry Tempest Williams writes in her foreword, "The world is saturated with loveliness, inhabited by others far more adept at living with uncertainty than we are."
-- "Los Angeles Times"
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