Is Your Financial Advisor Failing You? And How to Tell, Gallagher Aif Kevin S.
Автор: Newton L M Название: STORY OF THE TWELFTHA Record of the 12th Battalion AIF Durin ISBN: 1845748670 ISBN-13(EAN): 9781845748678 Издательство: Неизвестно Рейтинг: Цена: 7449.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: This text examines the design and application of polymeric waveguides and fibers. It discusses new polymer systems designed to expand the efficiency, and the number of applications for polymer waveguides. Topics include graded-index materials, ruggedized systems and dye-doped systems, structure property relations, and new synthetic and processing techniques designed to minimize extrinsic losses.
Автор: Bell Cfp(r) Phillip, Nichols Chfc Clu, Maddox Aif(r) Donna Название: Charting a Course to the Retirement of Your Dreams ISBN: 1633021475 ISBN-13(EAN): 9781633021471 Издательство: Неизвестно Рейтинг: Цена: 1786.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание:
Whether the golden years of retirement are close at hand or yet over the far horizon, it's never too early or too late to begin Charting a Course to the Retirement of Your Dreams. We all imagine the day when we will have the financial flexibility and the freedom to pursue our favorite activities, and the steps we can take today to help shape that future.
It is our desire this book helps make you more confident and hopeful in your future by giving you the best tools and principles we have seen our clients put into practice over our many years of being successful financial advisors. Together, we will tackle challenges, assess financial health, and help you answer the difficult questions of life so you can better navigate your own successful journey to retirement.
Описание: From this compact book, learn from a certified financial planner certificant CFP(R) who has helped hundreds of clients over more than thirty-five years practical estate planning steps you can take to protect yourself and those you love. This book, written in layperson's words for easy understanding, explains aspects of wills, financial and medical powers of attorney, revocable living trusts, "living wills," and much more. Learn how to use free tools such as beneficiary designations, POD, and TOD forms (and when not to use them) to avoid the expense, delay, and publicity of probate. Making distinctions among single ownership, joint ownership with rights of survivorship, and trust ownership are essential. This work explains personal retirement plans such as traditional and Roth IRAs, 401(k), and 403(b) employer retirement plans, along with concepts such as tax deferral, pretax, and after-tax contributions, transfers, and retirement plan distribution strategies. Income taxes, capital gain taxes, and estate taxes are also made simple. Michael shows you how to maintain control over your team of advisors while getting the most out of professionals who serve you. Having been a caregiver himself, learn from Michael how you can successfully navigate emotional concerns, preventing and reducing family arguments. Challenges faced by spouses, parents, adult children, caregivers, executors and administrators, heirs, and beneficiaries are highlighted to lighten your burden. Michael's experience and education provide valuable insights for widows, widowers, and adult children suffering from the pain and fog of bereavement. This unique book combines both helpful tips to solve thorny obstacles you face, without confusing legalese, with an understanding of the feelings individuals and families face on the path from wellness, to illness, death, and while tackling postdeath estate settlement. This book fills a crucial unmet need enabling spouses, parents, and adult children to make wiser decisions while protecting those they love.
Автор: McGray Cfp(r) Aif(r) Terri Название: Retire Ready: A Plan Sponsor`s Guide to Financial Wellness ISBN: 1480873721 ISBN-13(EAN): 9781480873728 Издательство: Неизвестно Рейтинг: Цена: 3999.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание:
When you offer your employees a 401(k) plan, you can't just say "good luck" and expect success.
Only a generation ago, employers provided pension plans that guaranteed employees a retirement income for life. Workers had to do little more than show up for work every day to earn benefits. Today, the responsibility has shifted. Workers are more responsible for their future than ever, yet they are ill prepared for the complexity of the issues that face them.
It's no easy task to prepare for retirement while juggling today's financial demands. American's are worried about their retirement, and with good reason. Longevity, market risks, taxes, uncertainty with Social Security, inflation, and soaring health care costs are a real concern. The lack of retirement readiness in the United States is troublesome.
Terri McGray, CFP(R), AIF(R) founder of Longevity Capital Management LLC, draws on thirty years of retirement expertise to help employers learn how to:
- Reduce financial stress in the workforce
- Support retirement readiness
- Inspire and motivate action
- Minimize costs and expenses
- Lessen the workload and mitigate liability
With easy-to-follow steps, Retire Ready will help you get your employees on the path towards retirement readiness.
Ben Champion was raised in Wahroonga in New South Wales. When the news of the Anzac landing at Galipoli in 1915 came through to Sydney with the huge A.I.F. casualty list which soon followed, Ben Champion's Father reluctantly gave his permission for 18 year old Ben to enlist in the Australian Imperial Force (AIF). He joined the 7th Reinforcements of the 1st Battalion AIF and embarked for Gallipoli.
Ben began his letters and diaries as soon as he enlisted, writing of so many of his mates throughout the years 1915 - 1920 as he served at Gallipoli and in France, and rose through the ranks to become a Lieutenant. He had photos of many who did not return.
He loved history and appreciated what he saw around him. Ben writes of the seasons, flowers, crops and trees. He writes of the songs they were singing and the books he was reading in the trenches. He wrote too of the changing perceptions he had of the enemy, how homesick he was, of his family and friends back home and how desperate he was for their letters.
On 1 April 1918, in France, Ben was hit in the leg by an exploding shell and his leg was amputated. Ben returned to Australian in August 1918.
Ben studied dentistry and eventually was one of the earliest members of the International College of Dentists. He wrote a History of Newcastle Hospital and many articles about the people and estates of Newcastle and environs for the Australian Society of Genealogists and the Newcastle Historical Society.
Penny Ferguson, Ben Champion's granddaughter, has presented Ben's letters, diaries and photographs to create a comprehensive and moving account of a young man thrust into war. Penny includes over 250 photographs, some never before published, and records over 200 officers and soldiers in Ben's story.
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