Digitalisation, Innovation, and Transformation, Kecheng Liu; Keiichi Nakata; Weizi Li; Cecilia Bar

Автор: Dibyendu Maiti; Fulvio Castellacci; Arne Melchior
Название: Digitalisation and Development
ISBN: 9811399956 ISBN-13(EAN): 9789811399954
Издательство: Springer
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Цена: 7685.00 р.
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Описание: This book investigates the impact of information and communication technologies (ICTs) on development and well-being (beyond economic benefits) and highlights some emerging issues relating to the realities, constraints and digital divides with particular reference to India.

Автор: Tanda Alessandra, Schena Cristiana-Maria
Название: Fintech, Bigtech and Banks: Digitalisation and Its Impact on Banking Business Models
ISBN: 3030224252 ISBN-13(EAN): 9783030224257
Издательство: Springer
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Цена: 7685.00 р.
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Описание: This Palgrave Pivot analyses the evolution of strategies and business models adopted by financial operators that employ technological solutions to deliver financial products and services. The analysis is performed on a proprietary dataset built on different sources that highlight important differences in strategical approaches taken by FinTech companies, TechFin and BigTech, and banks (traditional and digital native). For each type, the authors underline their distinctive patterns, strengths and weaknesses. The main focus of the analysis in on the European market that is investigated also in the light of the difference and similarities with other markets (such as US and China).The unbundling and re-bundling of productive processes in finance, the treatment of information and the level of innovation in the customer relationship highlight the intense change that the banking activities of new financial services providers are currently dealing with, especially the retail segment. Despite the main international banks’ implementation of innovative strategical approaches to take advantage of the digitalization of business and cope with competition, so far the level of the disruption brought by FinTech is not fully understood or widespread. This holds especially true for the smaller banks: the latter need to take a proactive approach to individuate a business model able to satisfy the new customer needs and the competitive pressure that are destined to increase and further evolve. This book addresses this and would appeal to academics, researchers and students of banking, FinTech and financial innovation alongside policy makers, regulatory authorities, FinTechs and banks.