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Enhancing Retirement Success Rates in the United States, Chia-Li Chien


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Автор: Chia-Li Chien
Название:  Enhancing Retirement Success Rates in the United States
ISBN: 9783030336196
Издательство: Springer
Классификация:
ISBN-10: 3030336190
Обложка/Формат: Hardcover
Страницы: 113
Вес: 0.38 кг.
Дата издания: 2019
Язык: English
Издание: 1st ed. 2019
Иллюстрации: 10 illustrations, color; 3 illustrations, black and white; xxvi, 113 p. 13 illus., 10 illus. in color.
Размер: 210 x 148 x 13
Читательская аудитория: Professional & vocational
Основная тема: Finance
Подзаголовок: Leveraging Reverse Mortgages, Delaying Social Security, and Exploring Continuous Work
Ссылка на Издательство: Link
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Поставляется из: Германии
Описание: This book and the underlying research address the questions: “How successful are U.S. retirees at sustaining assets from retirement to death?” and “What retirement strategies will enhance their ability to live a successful retirement?” Taking a hard look at real-world retirement statistics from multiple government surveys to answer those questions, it calculates the effects of specific strategies on retirement sustainability. It also discusses the background to prior retirement planning research and describes the three research groups used: 1) determining the success rates of the base population considering only social capital annual income and distributions from portfolios of financial assets, 2) adding the strategy of home equity conversion mortgages, and 3) increasing annual income through delayed social security benefit claiming and continuing work after retirement. The book then examines and compares the results for each to determine whose retirement will be most enhanced by the strategies. Lastly, it presents case studies applying research to real-world financial planning cases.
Дополнительное описание: Chapter 1: Introduction to the Research Study.- Chapter 2: Prior Research Review and Overview of Enhanced Retirement Strategies.- Chapter 3: Research Methodology.- Chapter 4: Results: Establishing a Base.- Chapter 5: Effect of Adding HECM to the Base.- Ch



A History of Digital Currency in the United States

Автор: P. Carl Mullan
Название: A History of Digital Currency in the United States
ISBN: 1137568690 ISBN-13(EAN): 9781137568694
Издательство: Springer
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Цена: 15372.00 р.
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Описание: This book presents detailed case studies of the first commercial internet digital currency systems developed between 1996 and 2004. Transactions completed with the new technology circumvented all US financial regulations, an opening that transnational criminals exploited. Mullan explains how an entire industry of companies, agents, and participants turned a blind eye to crimes being committed in this unsupervised environment. He then tracks the subsequent changes made to US regulations that now prevent such unlicensed activity, illustrating the importance of supervising products and industries that arise from new disruptive technology. This book distills hundreds of hours of interviews with the creators and operators of early digital currency businesses to create detailed case studies of their practices.

Participatory Budgeting in the United States

Автор: Gordon
Название: Participatory Budgeting in the United States
ISBN: 1498742076 ISBN-13(EAN): 9781498742078
Издательство: Taylor&Francis
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Цена: 13014.00 р.
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Описание: Although citizen engagement is a core public service value, few public administrators receive training on how to share leadership with people outside the government. Participatory Budgeting in the United States serves as a primer for those looking to understand a classic example of participatory governance, engaging local citizens in examining budgetary constraints and priorities before making recommendations to local government. Utilizing case studies and an original set of interviews with community members, elected officials, and city employees, this book provides a rare window onto the participatory budgeting process through the words and experiences of the very individuals involved.? The central themes that emerge from these fascinating and detailed cases focus on three core areas: creating the participatory budgeting infrastructure; increasing citizen participation in participatory budgeting; and assessing and increasing the impact of participatory budgeting. This book provides students, local government elected officials, practitioners, and citizens with a comprehensive understanding of participatory budgeting and straightforward guidelines to enhance the process of civic engagement and democratic values in local communities.

The Second Bank of the United States

Автор: Knodell
Название: The Second Bank of the United States
ISBN: 1138786624 ISBN-13(EAN): 9781138786622
Издательство: Taylor&Francis
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Цена: 22202.00 р.
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Описание:

The year 2016 marks the 200th anniversary of the founding of the Second Bank of the United States (1816-1836). This book is an economic history of an early central bank, the Second Bank of the United States (1816-36). After US President Andrew Jackson vetoed the re-chartering of the Bank in 1832, the US would go without a central bank for the rest of the nineteenth century, unlike Europe and England. This book takes a fresh look at the role and legacy of the Second Bank.

The Second Bank of the United States shows how the Bank developed a business model that allowed it to make a competitive profit while providing integrating fiscal services to the national government for free. The model revolved around the strategic use of its unique ability to establish a nationwide system of branches. This book shows how the Bank used its branch network to establish dominance in select money markets: frontier money markets and markets for bills of exchange and specie. These lines of business created synergies with the Bank's fiscal duties, and profits that helped cover their costs. The Bank's branch in New Orleans, Louisiana, became its geographic centre of gravity, in contrast with the state-chartered banking system, which was already, by the 1820s, centred around New York.

This book is of great interest to those who study banking and American history, as well as economic students who have a great interest in economic history.

Tax and Spend: The Welfare State, Tax Politics, and the Limits of American Liberalism

Автор: Michelmore Molly C.
Название: Tax and Spend: The Welfare State, Tax Politics, and the Limits of American Liberalism
ISBN: 0812222997 ISBN-13(EAN): 9780812222999
Издательство: Wiley EDC
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Цена: 3945.00 р.
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Описание:

Taxes dominate contemporary American politics. Yet while many rail against big government, few Americans are prepared to give up the benefits they receive from the state. In Tax and Spend, historian Molly C. Michelmore examines an unexpected source of this contradiction and shows why many Americans have come to hate government but continue to demand the security it provides.
Tracing the development of taxing and spending policy over the course of the twentieth century, Michelmore uncovers the origins of today's antitax and antigovernment politics in choices made by liberal state builders in the 1930s, 1940s, and 1950s. By focusing on two key instruments of twentieth-century economic and social policy, Aid to Families with Dependent Children and the federal income tax, Tax and Spend explains the antitax logic that has guided liberal policy makers since the earliest days of Franklin Roosevelt's presidency. Grounded in careful archival research, this book reveals that the liberal social compact forged during the New Deal, World War II, and the postwar years included not only generous social benefits for the middle class—including Social Security, Medicare, and a host of expensive but hidden state subsidies—but also a commitment to preserve low taxes for the majority of American taxpayers.
In a surprising twist on conventional political history, Michelmore's analysis links postwar liberalism directly to the rise of the Republican right in the last decades of the twentieth century. Liberals' decision to reconcile public demand for low taxes and generous social benefits by relying on hidden sources of revenues and invisible kinds of public subsidy, combined with their persistent defense of taxpayer rights and suspicion of "tax eaters" on the welfare rolls, not only fueled but helped create the contours of antistate politics at the core of the Reagan Revolution.

Double Dividend: Environmental Taxes and Fiscal Reform in the United States

Автор: Jorgenson Dale W., Goettle Richard J., Ho Mun S.
Название: Double Dividend: Environmental Taxes and Fiscal Reform in the United States
ISBN: 0262027097 ISBN-13(EAN): 9780262027090
Издательство: MIT Press
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Цена: 1731.00 р.
Наличие на складе: Нет в наличии.

Описание:

A rigorous and innovative approach for integrating environmental policies and fiscal reform for the U.S. economy.

Energy utilization, especially from fossil fuels, creates hidden costs in the form of pollution and environmental damages. The costs are well documented but are hidden in the sense that they occur outside the market, are not reflected in market prices, and are not taken into account by energy users. Double Dividend presents a novel method for designing environmental taxes that correct market prices so that they reflect the true cost of energy. The resulting revenue can be used in reducing the burden of the overall tax system and improving the performance of the economy, creating the double dividend of the title.

The authors simulate the impact of environmental taxes on the U.S. economy using their Intertemporal General Equilibrium Model (IGEM). This highly innovative model incorporates expectations about future prices and policies. The model is estimated econometrically from an extensive 50-year dataset to incorporate the heterogeneity of producers and consumers. This approach generates confidence intervals for the outcomes of changes in economic policies, a new feature for models used in analyzing energy and environmental policies. These outcomes include the welfare impacts on individual households, distinguished by demographic characteristics, and for society as a whole, decomposed between efficiency and equity.

Central Bank Independence, Regulations, and Monetary Policy: From Germany and Greece to China and the United States

Автор: Ranajoy Ray Chaudhuri
Название: Central Bank Independence, Regulations, and Monetary Policy: From Germany and Greece to China and the United States
ISBN: 1137589116 ISBN-13(EAN): 9781137589118
Издательство: Springer
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Цена: 19564.00 р.
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Описание: This book examines the linkage between central bank structure, central bank autonomy—with respect to setting its monetary policy goals, choosing its policy mechanisms, legal independence, and financial independence—and monetary policy, both in select benchmark countries and at a broader theoretical level. Country-specific chapters on the US, UK, Germany, Greece, Russia, India, China, Japan, Brazil, and South Africa focus on the history, administrative structure, and independence of the central monetary authority in these countries. The chapters go on to explore the countries’ conduct of monetary policy, their interplay with political forces and the wider economy, their currency, and their macroeconomic outcomes. The book will appeal to researchers, students of economics, finance and business, as well as general readers with an interest in the subject.

Foreign Finance in Continental Europe and the United States 1815-1870

Автор: Platt
Название: Foreign Finance in Continental Europe and the United States 1815-1870
ISBN: 1138879819 ISBN-13(EAN): 9781138879812
Издательство: Taylor&Francis
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Цена: 7042.00 р.
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Описание: First Published In 2005. Routledge Is An Imprint Of Taylor &Amp; Francis, An Informa Company.

The Market, the State, and the Export-Import Bank of the United States, 1934–2000

Автор: Becker
Название: The Market, the State, and the Export-Import Bank of the United States, 1934–2000
ISBN: 0521101166 ISBN-13(EAN): 9780521101165
Издательство: Cambridge Academ
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Цена: 4910.00 р.
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Описание: This is the first history of the Export-Import Bank of the United States (Ex-Im) based on archival sources. As the government`s exports credit agency, Ex-Im promotes exports through loans, guarantees and insurance and has had an unusual history as a public institution shaped by market principles.

Is Tax Amnesty a Good Tax Policy?: Evidence from State Tax Amnesty Programs in the United States

Автор: Luitel Hari S.
Название: Is Tax Amnesty a Good Tax Policy?: Evidence from State Tax Amnesty Programs in the United States
ISBN: 1498500080 ISBN-13(EAN): 9781498500081
Издательство: Bloomsbury
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Цена: 11286.00 р.
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Описание: Is a tax amnesty a good tax policy? To address this question, this book examines whether a typical state tax amnesty is likely to generate substantial short term tax revenues without a corresponding significant negative effect on long run tax compliance.

Legal Guide to United States Business Organizations

Название: Legal Guide to United States Business Organizations
ISBN: 3642379060 ISBN-13(EAN): 9783642379062
Издательство: Springer
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Цена: 9083.00 р.
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Описание: Among the business organizations treated are partnerships with their various modalities (general partnerships, limited partnerships, limited liability partnerships), corporations (including closely held corporations, public corporations and other variations) and limited liability companies.


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