Managing Your Personal Finance teaches you how to manage your money and savings. Keeping technical jargon to a minimum, the authors have articulated a wide range of topics on complex financial issues into simple and easy-to-understand ways for those keen on making their savings work for them from the beginning of their career to retirement. Follow young David's journey through a series of letters from his father as he learns how to manage his financial resources. You'll learn how to set financial goals, use financial tools, and how to plan for your future. The authors have made complex and difficult financial ideas easy to grasp and apply for the layman. There are many useful lessons to be learnt that might just answer some of your financial questions and will spark your interest on how to begin handling your personal finance wisely.
Автор: Gardner Anthea Название: Make Your Money Work for You: Think Big, Start Small ISBN: 1868429709 ISBN-13(EAN): 9781868429707 Издательство: Gazelle Book Services Рейтинг: Цена: 3003.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание:
DO YOU DREAM of a future free of financial stress? One where you can afford to start your own business, travel or retire comfortably? In Make Your Money Work For You, investment specialist Anthea Gardner shows you how to 'sweat your assets' and grow your wealth to achieve these dreams - and you won't even need a degree in accounting.
Gardner makes the world of investing accessible by:
Illustrating why it's important to know the difference between saving and investing
Explaining key terms, from 'unit trusts' and 'retirement annuities' to 'compound interest'
Clarifying the role of different players, such as financial advisors and asset managers
Describing how easy it is to buy shares on the stock market
You don't need millions to start. You can launch your financial future by investing just R100 a month. It's time to take action and make your money work for you.
Описание: In response to concerns over the adequacy of retirement savings, Congress has created incentives to encourage individuals to save more for retirement through a variety of retirement plans. Some retirement plans are employer-sponsored, such as 401(k) plans, and others are established by individual employees, such as Individual Retirement Accounts (IRAs). Chapter 1 describes the primary features of two common retirement savings accounts that are available to individuals. Chapter 2 examines Department of Labors process for granting exemptions for prohibited IRA transactions and outcomes of that process, and the extent to which DOL and IRS collaborate on oversight of prohibited transaction rules for IRAs. In response to an aging workforce, countries around the world have developed policies to encourage older workers to work longer to improve the financial sustainability of national pension systems and address shortages of skilled workers. Phased retirement is one option that can be used to encourage older workers to stay in the workforce. Chapter 3 examines the extent to which phased retirement exists in other countries with aging populations, the key aspects of phased retirement programs in selected countries, and the experiences of other countries in providing phased retirement and how their experiences can inform policies in the United States. Federal law encourages individuals to save for retirement through tax incentives for 401(k) plans and IRAs - the predominant forms of retirement savings in the United States. Federal law also allows individuals to withdraw assets from these accounts under certain circumstances. Chapter 4 examines the incidence and amount of early withdrawals; factors that might lead individuals to access retirement savings early; and policies and strategies that might reduce the incidence and amounts of early withdrawals. Chapter 5 reports on the number of households approaching retirement with low savings. As Americans age, family caregivers, such as adult children and spouses, play a critical role in supporting the needs of this population. However, those who provide eldercare may risk their own long-term financial security if they reduce their workforce participation or pay for caregiving expenses. Chapter 6 examines what is known about the size and characteristics of the parental and spousal caregiving population, including differences among women and men; examines the extent to which parental or spousal caregiving affects retirement security; and identifies and discusses policy options and initiatives that could improve caregivers retirement security.
Автор: Trevor Barton Название: Retirement Savings and Security ISBN: 1536156477 ISBN-13(EAN): 9781536156478 Издательство: Nova Science Рейтинг: Цена: 27402.00 р. Наличие на складе: Невозможна поставка.
Описание: The U.S. retirement system, and the workers and retirees it was designed to help, face major challenges. Traditional pensions have become much less common, and individuals are increasingly responsible for planning and managing their own retirement savings accounts, such as 401(k) plans. Yet research shows that many households are ill-equipped for this task and have little or no retirement savings. Chapter 1 examines these challenges, drawing from prior work and others research, as well as insights from a panel of retirement experts on how to better ensure a secure and adequate retirement, with dignity, for all. Chapter 2 examines key challenges U.S. participants face with: (1) unclaimed retirement accounts in the United States, and (2) complying with U.S. tax reporting requirements on their foreign retirement savings.
Why do 78% of NFL players experience financial difficulties after just two years of retirement? How do the top 22% get ahead and stay ahead?
Imagine spending ten years learning, practicing, and improving your skills in your favorite sport. After countless interviews, failed applications, and long nights, you finally get an offer to your favorite college or team. You spend two years training and developing your art for the chance to represent your team. Maybe your career lasts one season, or maybe it will last ten years. And once you retire from your career, you enjoy your well-deserved money for a couple of years, and boom - you're bankrupt. All of that hard work for nothing. You might think that this scenario is uncommon, but in fact, it's quite the opposite.
Many athletes earn large sums of money during their careers, but as everyone knows, they're just as likely to go bankrupt. For every Shaq, there's a Terrell Owens or Allen Iverson. Is managing your money that hard?
Around 60% of NBA players become bankrupt after two years of leaving the league. However, it's quite easy to ensure that this doesn't happen to you. Managing your finances is simple once you understand its different aspects. In "Athlete Finance," you're going to learn what the deal is with money and how to manage it, in plain English. If complicated words and calculations have always left you with a headache, then this is the book for you.
"Investing involves risk (something that's inevitable and can only be controlled not extinguished). Being financially uneducated is risky." - Robert T. Kiyosaki
In "Athlete Finance," Hadley Mannings will take you on a guided tour of personal finance's most important aspects. In this book, you will discover:
- Why diamonds aren't forever... and what really is
- What an asset is and what a liability is.
- How to use debt to create assets.
- Financial advisors: thumbs up or thumbs down?
- Why savings accounts just won't cut it.
- A simple stock market investment plan that you can implement today.
... and so much more
There's no reason for you to be intimidated by your money. You've conquered challenges on the field, and this is no different. With the right attitude and education, you'll ensure you'll never have to worry about money ever again.
Get ahead of your competition and buy this book now-your transformation starts here.
Автор: Boadu Mary Ayisi Название: From Debt to Wealth: Managing Personal Finance ISBN: 1728386888 ISBN-13(EAN): 9781728386881 Издательство: Неизвестно Рейтинг: Цена: 2224.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: From Debt to Wealth teaches you how to pay off your debt in order to build wealth through assets. Like the Solomon Portfolio, you will learn how to diversify your assets through stocks and shares, mutual funds, bonds, real estates, commodities, etc. You'll learn at which life stage each investment option will be good for you, making good use of time and compound interest to create wealth. If you know how to diversify your portfolio, you wouldn't be a victim of any Ponzi or pyramid scheme. Time, patience, and wisdom creates wealth. Are you planning on supplementing your income, building retirement pot, or investing for generational wealth? This book is sure to help your generations avoid poverty to build wealth.
Описание: Do you want to be in total control of your expenses and the money you make?Have you tried writing your income and expenses down...but nothing seems to work for more than a few weeks?Do you finally want to say goodbye to worry surrounding money and discover something which works for you?If so, then you`ve come to the right place.
Описание: Are you one of the millions who are losing regular income now? Do you need to start saving money and spending it on things that are really important?
Coronavirus restrictions mean people aren't working, yet the bills are still coming. The possibilities of earning good money are limited. Now, most people have to save every dollar they can. Do you know how to save money and spend wisely?
What if you could learn the secrets of saving success from a master of personal finance who's been in the business for decades-without paying the high price of being a wealth management client?
In this book, you will discover:
● How to take control of your money
● Start saving money RIGHT NOW, without even leaving your house
● Why you do not need any special equipment, gadgets, or courses
● Various saving secrets
● New ways to enrich your life without needing to spend money
● Improve your mental and physical health, hand in hand with your financial health
● Declare your independence from those who would control you and your money
● Reach financial freedom by taking the first steps toward your goals
● Continue to save your precious dollars and smart money habits after the coronavirus restrictions have been lifted
● You won't have to keep living paycheck to paycheck, and not having enough money for emergencies
● Imitate the habits of people who are smart with their finances
Still not sure? Let me address some of your concerns.
Can I achieve anything if I don't understand money and I have no financial knowledge?
It happens because we do not learn how to manage personal money in our schools. Actually, most people lack this knowledge and are losing money very quickly as a result.
I will lead you through every important spending area and show you many tips that can help you save hundreds and thousands a year, and we may even go over some things you have never thought about. I will give you step-by-step instructions for immediate and long-term savings.
I was living paycheck to paycheck, even before the coronavirus. What now?
I will explain the hidden reasons why this was happening to you. Bonus chapters will equip you with the knowledge and skills that you can use to improve your financial health and experience your dream life.
This book goes far beyond what other books on personal finance offer. Following the advice within, you will also experience a dramatic improvement in every area of your life. This book is a life-changer
We are building our future with today's decisions. What good decision will you make today?
So, if you want to earn money during this crisis and live a life you've always dreamed about, then order this book
Описание: Are you one of the millions who are losing regular income now? Do you need to start saving money and spending it on things that are really important?
Coronavirus restrictions mean people aren't working, yet the bills are still coming. The possibilities of earning good money are limited. Now, most people have to save every dollar they can. Do you know how to save money and spend wisely?
What if you could learn the secrets of saving success from a master of personal finance who's been in the business for decades-without paying the high price of being a wealth management client?
In this book, you will discover:
● How to take control of your money
● Start saving money RIGHT NOW, without even leaving your house
● Why you do not need any special equipment, gadgets, or courses
● Various saving secrets
● New ways to enrich your life without needing to spend money
● Improve your mental and physical health, hand in hand with your financial health
● Declare your independence from those who would control you and your money
● Reach financial freedom by taking the first steps toward your goals
● Continue to save your precious dollars and smart money habits after the coronavirus restrictions have been lifted
● You won't have to keep living paycheck to paycheck, and not having enough money for emergencies
● Imitate the habits of people who are smart with their finances
Still not sure? Let me address some of your concerns.
Can I achieve anything if I don't understand money and I have no financial knowledge?
It happens because we do not learn how to manage personal money in our schools. Actually, most people lack this knowledge and are losing money very quickly as a result.
I will lead you through every important spending area and show you many tips that can help you save hundreds and thousands a year, and we may even go over some things you have never thought about. I will give you step-by-step instructions for immediate and long-term savings.
I was living paycheck to paycheck, even before the coronavirus. What now?
I will explain the hidden reasons why this was happening to you. Bonus chapters will equip you with the knowledge and skills that you can use to improve your financial health and experience your dream life.
This book goes far beyond what other books on personal finance offer. Following the advice within, you will also experience a dramatic improvement in every area of your life. This book is a life-changer!
We are building our future with today's decisions. What good decision will you make today?
So, if you want to earn money during this crisis and live a life you've always dreamed about, then order this book!
Автор: Rigters Giovanni Название: Personal Finance for Beginners & Dummies: Managing Your Money ISBN: 108785525X ISBN-13(EAN): 9781087855257 Издательство: Неизвестно Рейтинг: Цена: 2062.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: You can continually look for ways to successfully grow your income, but if you keep growing your lifestyle, then you will find yourself in the same position of scratching your head trying to figure out where all your money is going. Personal finance management is the key to creating the breakthrough you need in your finances.
Описание: Are You Constantly Living Paycheck From Paycheck?
Is your bank balance always in a state of diminish?Having you been borrowing money to pay your expenses?Don't even have funds for retirement?Want a change in your life?
The REAL problem is not what is not your income, but rather, how did you manage your finances.
99.99% of our expenses are made without any form of planning.
Why not... Learn how to manage your personal finance?
This book sets to avoid too much fluff on personal finances, and the reader will find the content and its delivery devoid of burdensome theories and literature.
The audience of this book is immediately immersed in ways of navigating out of bad debt to being an investor. The reader is not only knowledgeable but is also empowered to introduce others to personal finances management. The simple and friendly approach is meant to help demystify the issue of personal finances.
Phil explored ways of taking control of family financials. This book further guides the audience through ways of drafting a debt repayment plan, and lifestyle adjustments. Phil also introduces you to planning for different money for different goals and walked you through ways of building a cash reserve but not hoarding it.
Attention Personal finance is NOT for everyone
This book is not for people: - Who doesn't want to take actions in life- Who are not committed for a change- Who doesn't care about themselves anymore
If you are ready to learn about personal finance, scroll Up And Click On The "BUY NOW" Button Now
