Impact of Mobile Payment Applications and Transfers on Business, Thaisaiyi Zephania Opati, Martin Kang`ethe Gachukia
Автор: Thaisaiyi Zephania Opati, Martin Kang`ethe Gachukia Название: Impact of Mobile Payment Applications and Transfers on Business ISBN: 1799823997 ISBN-13(EAN): 9781799823995 Издательство: Mare Nostrum (Eurospan) Цена: 22037.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: Consumers continue to rely heavily on their phones to complete such tasks as transferring funds between banks or accounts, depositing or withdrawing funds, paying bills, and purchasing items. Mobile money users are oftentimes more financially resilient and can protect themselves better against economic and other shocks. Moreover, mobile money can increase the velocity of money in circulation because it reduces the transactions and time costs of making retail payments. As such, understanding the impact of mobile payments is imperative for businesses and the economy. Impact of Mobile Payment Applications and Transfers on Business is a pivotal reference source that provides vital research on mobile money transfer and its impact in social, corporate, and micro- and macro-policies concerning the aggregate economy and individual households as a whole within an economy. It covers the impact, innovations, business-to-business transformations, regulatory framework, challenges, and ethical issues surrounding mobile money transfers around the world. This book is ideally designed for economists, financial analysts, business managers, leaders, scholars, practitioners, researchers, and students in fields that include management, finance, economics, commerce, and leadership.
Автор: Evans, Hausladen, Kosec & Reese Название: Community-Based Conditional Cash Transfers In Tanzania ISBN: 146480141X ISBN-13(EAN): 9781464801419 Издательство: Mare Nostrum (Eurospan) Рейтинг: Цена: 3465.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: Given the success of conditional cash transfer (CCT) programmes elsewhere, in 2010 the Government of Tanzania rolled out a pilot CCT programme in three districts. Its aim was to see if, using a model relying on communities to target beneficiaries and deliver payments, the programme could improve outcomes for the poor the way centrally-run CCT programmes have in other contexts. The programme provided cash payments to poor households, but conditioned payments on complying with certain health and education requirements. Given scarce resources, the Government randomly selected 40 out of 80 eligible villages to receive the pilot programme. Households in participating and comparison villages were broadly comparable at baseline. This report describes the programme and the results of a rigorous, mixed methods impact evaluation.Two and a half years into the programme, participating households were healthier and more educated. Health improvements due to the CCT programme were greatest for the poorest half of households - the poorest of the poor. They experienced a half a day per month reduction in sick days on average, and poor children age 0-4 in particular had a full day per month reduction in sick days. In education, the programme showed clear positive impacts on whether children had ever attended school and on whether they completed Standard 7. Households were also more likely to buy shoes for children, which can promote both health and school attendance.In response to the programme, households also made investments to reduce risk: Participating households were much more likely to finance medical care with insurance and much more likely to purchase health insurance than were their comparison counterparts. The programme did not significantly affect savings on average, although it did increase non-bank savings amongst the poorest half of households. Participating households also invested in more livestock assets, which they used to create small enterprises. The programme did not, however, have significant impacts on food consumption.On the whole, the results suggest that households focused on reducing risk and on improving their livelihoods rather than principally on increasing consumption. There is also evidence that the project had positive effects on community cohesion.
Описание: Now that consumer purchases with mobile phones are on the rise, how do you design a payment app that`s safe, easy to use, and compelling? With this practical book, interaction and product designer Skip Allums provides UX best practices and recommendations to help you create familiar, friendly, and trustworthy experiences.
Описание: This volume presents country studies that apply comprehensive and comparable fiscal incidence analysis using the Commitment to Equity approach-to examine how taxation and public expenditures affect income inequality and poverty.
Автор: Malala, Joy Название: Law and Regulation of Mobile Payment Systems ISBN: 0367887355 ISBN-13(EAN): 9780367887353 Издательство: Taylor&Francis Рейтинг: Цена: 6736.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: This book addresses the legal and regulatory issues arising out of the introduction of M-Pesa in Kenya. It considers the interaction between regulation and innovation with a focus on the regulatory tools, institutional arrangements and government decisional processes.
Описание: Some of the changes to our payment system, involving its efficiency, the risks inherent in the payment process, and the role of the private and public sectors in the payment mechanism, are the subject of considerable debate and controversy.
Автор: Tatsuo Hatta; Shinya Ouchi Название: Severance Payment and Labor Mobility ISBN: 9811321485 ISBN-13(EAN): 9789811321481 Издательство: Springer Рейтинг: Цена: 16769.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: This book compares legally allowed dismissal conditions in employment contracts in Taiwan and Japan and then examines the possibility of introducing the Taiwan-style severance payment system into Japanese employment contracts.A significant difference exists between employment regulations of Japan and Taiwan. In Japan, dismissal of an employee on the grounds of ability is not easily upheld in a court of law, and a set rule for dismissals with severance payment does not exist. On the other hand, in Taiwan, where regulations do not allow dismissal at will, an employee can still be dismissed with severance payment, as long as due process is followed.Written by labor lawyers and labor economists from both Taiwan and Japan, this book describes the procedures that must be followed in the dismissal process in the two countries. It also shows that this difference in dismissal conditions between the two countries explains the low labor mobility in Japan and high labor mobility in Taiwan, and that this difference in labor mobility, in turn, caused the shift of IT production from Japan to Taiwan in the 1990s. The final chapter of the book elucidates the need for introducing the Taiwan-style severance payment before carrying out further deregulation in Japan.
Автор: Li?bana-Cabanillas, Mu?oz-Leiva, Название: Electronic Payment Systems For Competitive Advantage In E-Commerce ISBN: 1466651903 ISBN-13(EAN): 9781466651906 Издательство: Mare Nostrum (Eurospan) Рейтинг: Цена: 31324.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: Recent innovations in the field of information technology and communications are radically changing the way international organisations conduct business. In this competitive environment, having the necessary tools to streamline business transactions and secure digital payments is crucial to business success.Electronic Payment Systems for Competitive Advantage in E-Commerce provides relevant theoretical frameworks and the latest empirical findings on electronic payment systems in the digital marketplace. Focusing on the importance of e-commerce in business development, including the advantages and disadvantages of e-payments, this book is an essential resource for business professionals who want to improve their understanding of the strategic role of e-commerce in all dimensions, as well as for both researchers and students.
The only globally-crowdsourced book on the future of payments ("PayTech"), offering comprehensive understanding of a rapidly evolving industry at the centre of global commerce
The movement of money between individuals, organisations and governments is crucial to the world economy. The payments industry has undergone immense transformation - new regulations, technologies and consumer demands have prompted significant changes to the tools, products and use cases in payments, as well as presented lucrative opportunities for entrepreneurs and FinTech professionals. As payment technologies become faster and more efficient, companies and investors are increasingly favouring PayTech innovation due to better customer experience, increased revenues and manageable risks. The PAYTECH Book brings together a diverse collection of industry experts to provide entrepreneurs, financial services professionals and investors with the answers they need to capitalise on the highly profitable PayTech market.
Written by leaders in the global FinTech and payment sectors, this informative volume explains key industry developments and presents valuable first-hand insights from prominent industry practitioners. Contributors include advisors and consultants to the payments and financial services industry, entrepreneurs and business owners utilising cutting-edge PayTech capabilities, academic researchers exploring the social-political-economic impact of PayTech and many others. Detailed chapters cover essential topics such as cybersecurity, regulation and compliance, wholesale payments and how payment systems currently work and how PayTech can improve them. This book:
Defines PayTech and identifies its key players
Discusses how PayTech can transform developed markets and accelerate growth in emerging economies
Describes how PayTech fits into the larger FinTech ecosystem
Explores the future of PayTech and its potential as an agent of social change and financial inclusion
Provides diverse perspectives on investment in PayTech and what consolidation and expansion will look like
The PAYTECH Book: The Payment Technology Handbook for Investors, Entrepreneurs and FinTech Visionaries is an indispensable source of information for FinTech investors and entrepreneurs, managers from payments companies and financial services firms and executives responsible for payments in government, corporations, public sector organisations, retailers and users of payments.
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