Akers, Elizabeth How We Pay For College 9780593238530

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Автор: Akers, Elizabeth
Название: How We Pay For College
ISBN: 9780593238530
Издательство: Random House (USA)
Классификация:

Религия и вероучения: общезначимые сведения для детей и юношества

ISBN-10: 0593238532
Обложка/Формат: Hardcover
Страницы: 240
Вес: 0.32 кг.
Дата издания: 27.04.2021
Язык: English
Размер: 211 x 142 x 20
Основная тема: Reference
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Поставляется из: США
Описание: A leading economist explains why college is still a smart investment: as long as you make the right choices about where to go, what to study, and how to pay for it.

The cost of college makes for frightening headlines and politics. The outstanding balance of student loans in the United States is over $1.5 trillion, while sticker prices continue to rise. Add the fact that, at least for the foreseeable future, your tuition buys an online-only learning experience, its no wonder so many of us are left wondering: Is college really worth it?

When viewed through an economic lens, the answer is yes, says expert Elizabeth Akers. Because the true value of a degree lies not in the experience, but in the credential: the average college graduate earns almost a million dollars more over the course of their career than someone with just a high school diploma, and a degree from even the most expensive four-year institution delivers a 15 percent return on investment--double that of the stock market. And despite the stories about burdensome student debt, most graduates actually owe very little in monthly payments, relative to their income.

The problem with college, Akers argues, isnt the price; its the risk of your investment not paying off. In Making College Pay, she offers surprising strategies for navigating the tough choices and avoiding the common pitfalls, such as:
- Why choosing the right major matters more than where you enroll
- The best metric for picking a college (not prestige, selectivity, or ranking).
- Why borrowing isnt bad, and in fact, is smarter than paying outright, even for students who can afford it.
- How to minimize your risk by utilizing little-known programs like money-back guarantees and income-sharing agreements.

Full of practical advice for students and parents, Making College Pay reaffirms the promise of higher education as an engine for upward mobility and prosperity in America.

How We Pay For College, Akers, Elizabeth