Описание: The fulfillment of the role of microfinance institutions (MFIs) in providing affordable financial services to the poor is associated with invariable challenges to MFIs, particularly in maintaining MFIs' sustainability. The research work undertaken in this context to prepare author's doctoral thesis has finally culminated in a book, which has comprehensively dealt with the subject of sustainability versus poverty outreach in microfinance. Overall, the results of panel data analysis confirm that there is no trade-off between sustainability and poverty outreach of MFIs. Thus, MFIs are in a position to achieve operational self-sufficiency while expanding services to the poor. Further, it is evident from logit analysis that group lending as against individual lending is strategically important for MFIs to achieve sustainability, successfully warding off the problems of asymmetric information prevailing in the rural credit markets. The book carries a detailed description on Sri Lanka's financial sector and poverty aspects with special emphasis on microfinance sector which comprises of more than 15000 service providers under a variety of institutions with different mandates and business models. Policy discussion along with the findings of econometric analyses provides the reader with new insights especially in the absence of any other macro-level studies carried out to cover microfinance sector in Sri Lanka.
Автор: Karim, Lamia Название: Microfinance and its discontents ISBN: 0816670951 ISBN-13(EAN): 9780816670956 Издательство: Marston Book Services Рейтинг: Цена: 4354.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: The first feminist critique of the much-lauded microcredit process in Bangladesh.
Автор: Mader Название: The Political Economy of Microfinance ISBN: 1137364203 ISBN-13(EAN): 9781137364203 Издательство: Springer Рейтинг: Цена: 12577.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: According to the author, rather than alleviating poverty, microfinance financialises poverty. By indebting poor people in the Global South, it drives financial expansion and opens new lands of opportunity for the crisis-ridden global capital markets. This book raises fundamental concerns about this widely-celebrated tool for social development.
Автор: Watkins, Todd A. Название: Introduction to microfinance ISBN: 9813140739 ISBN-13(EAN): 9789813140738 Издательство: World Scientific Publishing Рейтинг: Цена: 19008.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание:
Microfinance has grown from the obscure efforts of a few philanthropic institutions into a global industry that reaches 150-200 million clients through the branches of thousands of institutions. Microfinance has matured from exclusively funding loans to providing savings, insurance, healthcare, and education. Yet many people still think of it narrowly as microcredit. Understanding remains thin of what the industry does, how it functions and why.
Introduction to Microfinance provides a non-technical introduction to the broad array of inclusive financial and non-financial services for the world's poor. It explores the financial lives of those families, and the microfinance institutions and rapidly growing industry that serve them. Written in close collaboration with college students for college students, under the auspices of one of the US's leading undergraduate programs in microfinance, it is the first-ever introductory college textbook about microfinance.
What is microfinance? What are its methods and why? Does it work? What are its prospects and challenges? Why is it controversial? This book tackles these questions and more.
Описание: Microfinance institutions (MFIs) provide a public good: they provide income-creating financial services to un-bankable people. If MFIs create and deepen
markets where none existed before, there may be a case for public support. While subsidies are generally not favourably seen in financial sector development, being difficult to target
and possibly distorting the local financial market, there may be situations where the net social benefits of micro-finance may exceed those of not doing anything and of alternative
anti-poverty programs.
Under such circumstances longer-term public support may be justifiable. This book is based on a study of forty-five MFIs carried out by ILO, in
partnership with the Universities of Geneva and Cambridge. The application of factor analysis and cluster analysis shows that MFIs form clusters in terms of social and
performance.
Within each cluster there is one institution that is most efficient on both scores. Public support should ensure that the relative efficiency of MFIs is enhanced, it
should not prod MFIs to modify their mission and position between poverty outreach and profitability.
Автор: Smitha Radhakrishnan Название: Making Women Pay: Microfinance in Urban India ISBN: 1478013931 ISBN-13(EAN): 9781478013938 Издательство: Mare Nostrum (Eurospan) Рейтинг: Цена: 12910.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: In Making Women Pay, Smitha Radhakrishnan explores India's microfinance industry, which in the past two decades has come to saturate the everyday lives of women in the name of state-led efforts to promote financial inclusion and women's empowerment. Despite this favorable language, Radhakrishnan argues, microfinance in India does not provide a market-oriented development intervention, even though it may appear to help women borrowers. Rather, this commercial industry seeks to extract the maximum value from its customers through exploitative relationships that benefit especially class-privileged men. Through ethnography, interviews, and historical analysis, Radhakrishnan demonstrates how the unpaid and underpaid labor of marginalized women borrowers ensures both profitability and symbolic legitimacy for microfinance institutions, their employees, and their leaders. In doing so, she centralizes gender in the study of microfinance, reveals why most microfinance programs target women, and explores the exploitative implications of this targeting.
Автор: Bali Swain Название: The Microfinance Impact ISBN: 1138808377 ISBN-13(EAN): 9781138808379 Издательство: Taylor&Francis Рейтинг: Цена: 7961.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: Financial inclusion through microfinance has become a powerful force in improving the living conditions of poor farmers, rural non-farm enterprises and other vulnerable groups. In its unique ability to link the existing extensive network of India’s rural bank branches with the Self Help Groups (SHG), the National Bank of Agriculture and Rural Development (NABARD) has covered up to 97 million poor households by March 2010 under its Self Help Group Bank Linkage Programme. Policy-makers have proclaimed SHGs as ‘‘the most potent initiative … for delivering financial services to the poor in a sustainable manner." This book presents a comprehensive scientific assessment of the impact of the Self Help Group Bank Linkage Programme (SBLP) on the member households. The book discusses wide-ranging topics, including the rural financial sector in India, the history and structure of the SBLP, the impact methodologies, the economic and social impact of microfinance, its role in building assets while reducing poverty and vulnerability, the role of women and their empowerment, training and accumulation of human capital and policy implications of lessons learned. The empirical results show that vulnerability of the more mature SHG members declines significantly. Vulnerability also falls for villages with better infrastructure and for SHGs that are formed by NGOs and linked by banks. The results strongly demonstrate that on average, there is a significant increase in the empowerment of the female participants. The economic impact of SBLP is found to be the most empowering. Greater autonomy and changes in social attitudes also lead to female empowerment. The investigation further reveals that training (especially business training) has a definite positive impact on assets but not on income. The impact of training can be improved through better infrastructure (as in paved roads), linkage model type, and the training organiser. Bridging the gap in the existing literature and between academics and practitioners, this book moves beyond the usual theoretical issues in the impact assessment literature and draws on new developments in methodology. It will be of interest to academics, development practitioners and students of economics, political science, sociology, public policy and development studies.
Название: Changing Contours of Microfinance in India ISBN: 1138665703 ISBN-13(EAN): 9781138665705 Издательство: Taylor&Francis Рейтинг: Цена: 15312.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: This book is a collection of experiences, empirical evidences and perspectives on the microfinance sector in India. This book presents interesting case studies on SHG (Self Help Group) movements, SHG federations and SHG-Bank Linkage Programmes. It identifies solutions in microfinance institutions for strengthening the savings movement and widening the credit access to the poor.
Автор: Nadiya Marakkath Название: Sustainability of Indian Microfinance Institutions ISBN: 8132216288 ISBN-13(EAN): 9788132216285 Издательство: Springer Рейтинг: Цена: 6986.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: Using a mixed-methods approach, this book examines the sustainability of one of the most celebrated forms of social enterprise of our times: Microfinance Institutions (MFIs), with a focus on the Indian microfinance industry.
Автор: Alhassan Yahaya, Nwagbara Uzoechi Название: Microfinance and Sustainable Development in Africa ISBN: 1799874990 ISBN-13(EAN): 9781799874997 Издательство: Mare Nostrum (Eurospan) Рейтинг: Цена: 31046.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: Examines the relationship between microfinance and sustainable economic development in Africa through industry experts, experienced researchers and policymakers. The focus is on Sub-Saharan Africa, which has witnessed an increase in microfinance institutions. Theoretical and empirical insight is provided.
Название: Microfinance, Debt and Over-Indebtedness ISBN: 0367110849 ISBN-13(EAN): 9780367110840 Издательство: Taylor&Francis Рейтинг: Цена: 7042.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: Although microcredit programmes have long been considered as efficient development tools, many forms of debt-induced distress have emerged in their wake. This new book, from a group of leading scholars, explores the manifestations, scale, and economic and social implications of household over-indebtedness.
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