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The Future of High-Cost Credit: Rethinking Payday Lending, Jodi Gardner


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Цена: 14256.00р.
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Автор: Jodi Gardner
Название:  The Future of High-Cost Credit: Rethinking Payday Lending
ISBN: 9781509939350
Издательство: Bloomsbury Academic
Классификация:



ISBN-10: 1509939350
Обложка/Формат: Hardback
Страницы: 264
Вес: 0.50 кг.
Дата издания: 14.07.2022
Серия: Hart studies in commercial and financial law
Язык: English
Размер: 163 x 241 x 22
Читательская аудитория: Tertiary education (us: college)
Ключевые слова: Banking law,Comparative law,Consumer protection law,Law & society, LAW / Banking,LAW / Consumer
Подзаголовок: Rethinking payday lending
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Поставляется из: Англии
Описание: This book proposes a new way of thinking about the controversial and complex challenges associated with the regulation of high-cost credit, specifically payday lending. These products have received significant attention in both the media and political arena. The inadequacy of regulatory interventions has created ongoing problems with the provision of high-cost credit, particularly for consumers with lesser bargaining power and who are already financially vulnerable. The book tackles two specific gaps in the existing literature. The first involves inadequate analysis of the relevant philosophical concepts around high-cost credit, which can result in an over-simplification of what are particularly complex issues. The second is a lack of engagement in both the market and lived experience of borrowers, resulting in limited understanding of those who use these financial products. The Future of High-Cost Credit explores the theoretical grounding, policy initiatives and interdisciplinary perspectives associated with high-cost credit, making a novel and insightful contribution to the existing literature. The problems with debt extend far beyond the legal sphere, and the book will therefore be of interest to many other academic disciplines, as well as for those working in public policy and ‘the third sector’.


Emerging Market Bank Lending and Credit Risk Control

Автор: Leonard Onyiriuba
Название: Emerging Market Bank Lending and Credit Risk Control
ISBN: 0128034386 ISBN-13(EAN): 9780128034385
Издательство: Elsevier Science
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Цена: 11620.00 р.
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Описание:

Using a framework of volatile markets Emerging Market Bank Lending and Credit Risk Control covers the theoretical and practical foundations of contemporary credit risk with implications for bank management. Drawing a direct connection between risk and its effects on credit analysis and decisions, the book discusses how credit risk should be correctly anticipated and its impact mitigated within framework of sound credit culture and process in line with the Basel Accords.

This is the only practical book that specifically guides bankers through the analysis and management of the peculiar credit risks of counterparties in emerging economies. Each chapter features a one-page overview that introduces its subject and its outcomes. Chapters include summaries, review questions, references, and endnotes.

McKnight and Zakrzewski on The Law of Loan Agreements and Syndicated Lending

Автор: Zakrzewski Rafal
Название: McKnight and Zakrzewski on The Law of Loan Agreements and Syndicated Lending
ISBN: 0198799950 ISBN-13(EAN): 9780198799955
Издательство: Oxford Academ
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Цена: 8554.00 р.
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Описание: This is the first and only book to provide an accessible introduction to loan agreements in English law and practice. The work covers concepts of English contract law which are relevant to commercial lending transactions; loan facility agreements; syndicated lending; and loan transfers.

Bank Lending: Principles and practice

Автор: Lee Nirmala, Lee Vijay
Название: Bank Lending: Principles and practice
ISBN: 1912184044 ISBN-13(EAN): 9781912184040
Издательство: Неизвестно
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Цена: 8274.00 р.
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Описание:

This book is for students and professionals working, or intending to work, in a lending-related role.

The text provides comprehensive, up-to-date coverage of bank lending, its principles and practices. Bank lending performs a key role within global and national economies. Individuals and enterprises look primarily to banks and other financial institutions to finance their personal and business requirements. Good lending practice is therefore a core skill required within the financial services industry. This book will give lending staff the detailed knowledge and understanding of the financial and legal aspects of their roles they need to be able to fulfil employer as well as customer expectations.

Topics include:

  • lending principles,
  • the legal and regulatory framework,
  • types of borrower,
  • purposes of financing,
  • security,
  • the lending cycle,
  • Islamic finance,
  • Impact of lending and social responsibility.

The book provides students and practitioners of bank lending with an excellent understanding of lending practices as well as the principles that underpin these practic

McKnight and Zakrzewski on the Law of Loan Agreements and Syndicated Lending

Автор: Zakrzewski Rafal, Fuller Geoffrey
Название: McKnight and Zakrzewski on the Law of Loan Agreements and Syndicated Lending
ISBN: 0198799942 ISBN-13(EAN): 9780198799948
Издательство: Oxford Academ
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Цена: 54601.00 р.
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Описание: This book provides an accessible introduction to syndicated loan agreements in English law and practice. It covers the key concepts of English contract law which are relevant to commercial lending transactions; loan facility agreements; syndicated lending; and loan transfers.

Predatory Lending and the Destruction of the African-American Dream

Автор: Sarra Janis, Wade Cheryl
Название: Predatory Lending and the Destruction of the African-American Dream
ISBN: 1108496067 ISBN-13(EAN): 9781108496063
Издательство: Cambridge Academ
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Цена: 12197.00 р.
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Описание: This examination of the economic exploitation of African Americans focuses on predatory lending, the racial discrimination underpinning the subprime market collapse, and failed reform efforts aimed at redressing the harms. It will interest financial law scholars, critical race theorists, economists, and anyone concerned about the racial wealth gap in America.

Predatory Lending and the Destruction of the African-American Dream

Автор: Sarra Janis, Wade Cheryl
Название: Predatory Lending and the Destruction of the African-American Dream
ISBN: 1108811582 ISBN-13(EAN): 9781108811583
Издательство: Cambridge Academ
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Цена: 3485.00 р.
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Описание: This examination of the economic exploitation of African Americans focuses on predatory lending, the racial discrimination underpinning the subprime market collapse, and failed reform efforts aimed at redressing the harms. It will interest financial law scholars, critical race theorists, economists, and anyone concerned about the racial wealth gap in America.

Housing and Financial Stability

Автор: Brener, Alan
Название: Housing and Financial Stability
ISBN: 103223895X ISBN-13(EAN): 9781032238951
Издательство: Taylor&Francis
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Цена: 6430.00 р.
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Описание: "This book brings together politics, law, financial services regulation, economics and housing policy in the analysis of mortgage lending and macroprudential policy in the UK and US.

Truth in Lending: Theory, History, and a Way Forward

Автор: Durkin Thomas A., Elliehausen Gregory
Название: Truth in Lending: Theory, History, and a Way Forward
ISBN: 0195172957 ISBN-13(EAN): 9780195172959
Издательство: Oxford Academ
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Цена: 34945.00 р.
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Описание: This book examines the economic, psychological, sociological, historical, and legal traditions behind the demand for financial disclosures like Truth in Lending as consumer protections, how they have evolved into what they have become today, and how they might be reformed and improved.

Housing and financial stability

Автор: Brener, Alan
Название: Housing and financial stability
ISBN: 0367355531 ISBN-13(EAN): 9780367355531
Издательство: Taylor&Francis
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Цена: 22202.00 р.
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Описание: This book brings together politics, law, financial services regulation, economics and housing policy in the analysis of mortgage lending and macroprudential policy in the UK and US.


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