Описание: Featuring easy-to-use, wipe-clean pages and an attached dry erase marker, the Get Ready for School: First Grade Wipe-Off Workbook is packed with teacher-approved, common-core aligned activities that cover everything from math and reading to colors and shapes. This fun and lively primer is a must-have to help your first grader get ready for school.
In The New Masters of Capital, Timothy J. Sinclair examines a key aspect of the global economy—the rating agencies. In the global economy, trust is formalized in the daily operations of such firms as Moody's and Standard & Poor's, which continuously monitor the financial health of bond-issuers ranging from private corporations to local and national governments. Their judgments affect unimaginably large sums, approximately $30 trillion in outstanding debt issues, according to a recent Moody's estimate. The difference between an AA and a BB rating may cost millions of dollars in interest payments or determine if a corporation or government can even issue bonds.Without bond rating agencies, there would be no standard means to compare risks in the global economy, and international investment would be problematic. Most observers assume that the agencies are neutral and scientific, and that they interpret their role in narrowly economic terms. But these agencies, by their nature, wield extraordinary power and exert massive influence over public policy. Sinclair offers a highly accessible account of these institutions, their origins, and the rating processes they use to judge creditworthiness. Illustrated with a wide range of cases, this book offers a fresh assessment of the role of an often-overlooked institution in the dynamics of modern global capitalism.
Описание: A practical how-to guide for every investor. For ordinary investors who want to build an all-weather portfolio. It is time-proven wisdom, and encourages you to take control of your finances. Learn how to use CDs, bonds, and bond funds to manage risk/reward even during low interest rates. You will learn:
How to choose your stocks/bonds allocation
How to become immune to changing interest rates
When to use CDs and individual bonds
How to choose a good bond fund
How to hedge against unexpected inflation
Contents: Foreword by Larry Swedroe Introduction - Who Should Read This Book? - Start with a Sound Financial Lifestyle Why Bother With Bonds? - Stocks are risky in the short-run, and the long run too - Bonds Make Risk More Palatable - Bonds Can Be A Safe Bet - Bonds Are An Attractive Investment Diversifier Life Is Complicated. Bonds Are Not. - What is a Money Market Fund? - Are CDs Better Than Bonds? - What Are Bonds? - What is a Bond Ladder? - Individual Bonds or a Bond Fund? Bonds: Risks and Returns - Yield, Price And Making Comparisons - How To Compare Individual Bond Returns - How to Compare Bond Fund Returns - Total Return: To Measure And Compare Performance - How To Reduce Risk From Interest Rates Changes - Duration: The Point of Indifference to Interest Rates - Duration: The Measure of Sensitivity to Interest Rates - How To Reduce Risk From Unexpected Inflation - Real versus Nominal Interest Rates - Why Include TIPS In Your Portfolio? - Credit Quality or Default Risk Build The Bond Portion Of Your Portfolio - Start With Your Goals. - How Much Risk Is Right For You? - Understand How Much Risk You're Taking - Take Your Risk In Stock Market, Not Bond Market - How Much in Bonds? How Much in Stocks? - Your Needs Change Over Time - The Importance of Low Cost - How Much To Diversify Bonds? - The Importance of Low Cost - Five Low-Cost Strategies You Can Do Yourself - Taxes Matter - Example Portfolios (both good and bad) Common Misconceptions Important to Correct - Stocks Are Safer In The Long Run - Holding a Bond (or CD) to Maturity Eliminates Risk - Stocks Are Safer Than Bonds - The Best Funds Have The Most Stars - A One Percent Fee Is Small - Rising Interest Rates are Bad for Bond Holders - You Can't Beat the Market Using Index Funds - Use Multiple Investment Companies To Diversify - You Need Many Mutual Funds to Diversify - Frugal Means Stingy Reviews Worth Noting:
" As] stocks have surged and bond yields have dwindled, investors increasingly ask "Why bother with bonds?" Rick Van Ness takes this question and runs with it in his book sporting this provocative title. Sooner or later, this question will answer itself, and it will behoove all investors to get to know Rick before it does. Read it, enjoy it, and profit from it-before it's too late." William J. Bernstein Author, The Four Pillars of Investing
"In his simply stated and entertaining book, Rick Van Ness eloquently instructs the reader on how to do bonds right - in fact, better than any single book I've read." Allan S. Roth Author: How a Second Grader Beats Wall Street
"If you are a DIY investor . . . you should read this book. It will steer you clear of areas you need to avoid and into where you should be. A quick read filled with valuable info " Robert Wasilewski
"This book should be part of America's high school curriculum." Andrew Hallam Author: Millionaire Teacher
Описание: This book, titled "FEAR", has been inspirationally borne out of contemporary societal anxiety, agitation and feigned imminent danger. The devil is seriously capitalizing on the situation to the extent that mankind is put under great perpetual emotional and physical stress. At times, just as the one in which we now live, God is has need for people. He seeks foe those, who are willing and able to be used by Him in reassuring mankind that the solace we need and the solution to these problems is Jesus Christ. He is the one, who was wounded for our transgressions, bruised for our iniquities, and the chastisement of our peace was upon Him. With His stripes we are healed. Isaiah, 53:5. In this book, the word, "FEAR", and the synonyms have been carefully examined and discussed in three parts. The first part was devoted to the explanation of the words and their manifestations. The question of whether or not man was created with the spirit of fear, being a demonic spirit and the origin and the areas of attack have been addressed. Occasional references to some relevant facts from chapters and verses quoted directly from the Holy Bible. The implications of fear, the sword for demonic warfare and the question of whether fear is insurable were extensively under focus. Finally, the areas of contagiousness and the immunization of fear received factual attention. For the purpose of producing data for the statistical analysis in part three, an attempt was made in part two. This attempt was aimed at collecting or extracting of chapters and verses containing the word "FEAR" in the Holy Bible. The individual opinion, which may be formed from the analysis in part three, notwithstanding; it is important to recognize the admonishment and emphasis on the words; "Fear, Afraid, Be not afraid, Affrighted and be not terrified. The increased usage of these words in the New Testament of the Holy Bible is worthy of notice. Part four is a reminder to the WICKED that it is not late to re-access
Автор: Larry Bond and Jim DeFelice; Read by Scott Sowers Название: Larry Bond`s First Team ABR CAS ISBN: 1593974264 ISBN-13(EAN): 9781593974268 Издательство: Macmillan USA/Holtzbrink(MPS) Рейтинг: Цена: 1835.00 р. Наличие на складе: Нет в наличии.
Автор: Larry Bond and Jim DeFelice; Read by Scott Sowers Название: Larry Bond`s First Team ABR CD ISBN: 1593974272 ISBN-13(EAN): 9781593974275 Издательство: Macmillan USA/Holtzbrink(MPS) Рейтинг: Цена: 2294.00 р. Наличие на складе: Нет в наличии.
Автор: Larry Bond and Jim DeFelice; Read by Holter Graham Название: Larry Bond`s First Team: Angels A ISBN: 1593977271 ISBN-13(EAN): 9781593977276 Издательство: Macmillan USA/Holtzbrink(MPS) Рейтинг: Цена: 2294.00 р. Наличие на складе: Нет в наличии.
'If your relationship is so bad, why don't you just leave them?'
'If you were in such an abusive relationship, why did you stay with them for so long?'
'If you knew you were in a relationship with such a toxic person, why didn't you ask people for help?'
If you've ever been asked these questions, aside from being ignorant and hurtful, you'll know it's beyond frustrating. The answer to the above questions, whilst it's complex and often confusing, can be given with two words: trauma bonded.
If you find you're in a relationship that you know is so toxic that it's crushing your very being, but you can't bring yourself to leave, you may be in the clutches of a tight trauma bond. If you're constantly feeling on edge, forever working to appease your spouse to little avail and like you're constantly being chipped away at with their abusive behavior, then I can understand how emotionally shattering it feels to live this way. If in the same breath, it breaks your heart to even consider leaving them because you can't imagine life without them, then I can understand that feeling too; because I was trauma bonded to my abusive ex.
From my own personal experience and from the experiences other survivors have opened up to me about, this book will cover the following:
- What trauma bonding really is
- The 7 stages that lead to you becoming trauma bonded
- The parallels that Stockholm syndrome has with trauma bonding
- The 5 stages you go through when you come to accept you're trauma bonded
- The cognitive dissonance a trauma bond can cause
- Breaking free from the traumatic bond
This book will also include my own experiences and I'll draw upon those to help you really understand trauma bonding, and let you know that you're not alone in being shackled by this emotionally crippling bond. More importantly, this book will help you understand that the invisible chain that tethers you to your abuser can be broken.
Автор: Bondy June Elaine Название: 101 Inspirations from the Heart ISBN: 1733710469 ISBN-13(EAN): 9781733710466 Издательство: Неизвестно Цена: 2849.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание:
June Elaine began her popular blog, www.juneelainesnuggets.com, at the age of 73. With consistency and insight, she has shared her advice and encouragement with readers from all over the world. Her blog continues to gain popularity and, at age 75, Elaine is making an impact few dare to make during their lifetime.
101 Inspirations from the Heart is a compilation of many of her treasured writings, offering the wisdom of someone who has endured many trials. She openly shares her nuggets of inspiration to help you live a richer life. May these words touch you deeply and help you see that even in the midst of struggle you are never alone.
Описание: The New York Times bestseller--"a rollicking account" (The Kansas City Star) of the infamous baseball game between the Yankees and Royals in which a game-winning home run was overturned and set off one of sports history's most absurd and entertaining controversies. On July 24, 1983, during the finale of a heated four-game series between the dynastic New York Yankees and small-town Kansas City Royals, umpires nullified a go-ahead home run based on an obscure rule, when Yankees manager Billy Martin pointed out an illegal amount of pine tar--the sticky substance used for a better grip--on Royals third baseman George Brett's bat. Brett wildly charged out of the dugout and chaos ensued. The call temporarily cost the Royals the game, but the decision was eventually overturned, resulting in a resumption of the game several weeks later that created its own hysteria. The game was a watershed moment, marking a change in the sport, where benign cheating tactics like spitballs, Superball bats, and a couple extra inches of tar on an ash bat, gave way to era of soaring salaries, labor strikes, and rampant use of performance-enhancing drugs. In The Pine Tar Game acclaimed sports writer Filip Bondy paints a portrait of the Yankees and Royals of that era, replete with bad actors, phenomenal athletes, and plenty of yelling. Players and club officials, like Brett, Goose Gossage, Willie Randolph, Ron Guidry, Sparky Lyle, David Cone, and John Schuerholz, offer fresh commentary on the events and their take on the subsequent postseason rivalry. "A sticky moment milked for all its nutty, head-shaking glory" (Sports Illustrated), The Pine Tar Game examines a more innocent time in professional sports, and the shifting tide that resulted in today's modern iteration of baseball. Some watchers of the Royals' 2015 World Series win over New York's "other baseball team," the Mets, may see it as sweet revenge for a bygone era of talent flow and umpire calls favoring New York.
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