Описание: Regulation of the banking industry has undergone substantial changes over the past decade. In response to the 2007-2009 financial crisis, many new bank regulations were implemented pursuant to the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 or under the existing authorities of bank regulators to address apparent weaknesses in the regulatory regime. Chapter 1 provides a broad overview of selected banking-related issues, including issues related to "safety and soundness" regulation, consumer protection, community banks, large banks, what type of companies should be able to establish banks, and recent market and economic trends. Chapter 2 provides a broad overview of various banking topicsakey concepts in banking, overview of regulation, recent banking legislation, and policy issues. Banks generally must comply with a variety of requirements to hold minimum levels of capital. Chapter3 provides a brief overview of these requirements and examines related policy issues. Chapter 4 first provides background information on the consumer data industry and various specialty areas. It then examines one prominent specialty areaaconsumer scoringaand describes various factors used to calculate credit scores. Next, it provides a general description of the current regulatory framework of the consumer data industry. Finally, the chapter discusses selected policy issues pertaining to consumer data reports. Chapter 5 provides an overview of consumer lending markets, pricing, and legislative efforts designed to facilitate efficient credit allocation and pricing. The 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank; P.L. 111-203) established the Bureau of Consumer Financial Protection (CFPB) to implement and enforce federal consumer financial law while ensuring consumers can access financial products and services as reported in chapter 6. Chapter 7 reports on the results of the audits of the fiscal years 2017 and 2016 financial statements of the Bureau of Consumer Financial Protection, known as the Consumer Financial Protection Bureau (CFPB), which is incorporated in the enclosed Financial Report of the Consumer Financial Protection Bureau for Fiscal Year 2017. Chapter 8 provides an overview of how accounting and auditing standards are created and regulated in the private sector, the federal government, and state and local governments
Автор: Retsinas Nicolas P., Belsky Eric S. Название: Moving Forward: The Future of Consumer Credit and Mortgage Finance ISBN: 0815705034 ISBN-13(EAN): 9780815705031 Издательство: Rowman & Littlefield Publishers Цена: 6336.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: The recent collapse of the mortgage market revealed fractures in the credit market that have deep roots in the system`s structure, conduct, and regulation.
Автор: Finlay Название: Credit Scoring, Response Modeling, and Insurance Rating ISBN: 0230347762 ISBN-13(EAN): 9780230347762 Издательство: Springer Рейтинг: Цена: 16769.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: A guide on how Predictive Analytics is applied and widely used by organizations such as banks, insurance providers, supermarkets and governments to drive the decisions they make about their customers, demonstrating who to target with a promotional offer, who to give a credit card to and the premium someone should pay for home insurance.
Автор: Daniela Vandone Название: Consumer Credit in Europe ISBN: 3790827843 ISBN-13(EAN): 9783790827842 Издательство: Springer Рейтинг: Цена: 20962.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: Consumer credit has become a topical issue for researchers, regulators and the banking industry in Europe as a result of increasing market integration, regulatory changes and a growing tendency of households to use debt to finance consumption. This title looks at a range of issues related to consumer credit in Europe.
Автор: Omede Название: Nigerian Consumer Credit ISBN: 3031117395 ISBN-13(EAN): 9783031117398 Издательство: Springer Рейтинг: Цена: 13974.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: It provides a comprehensive analysis on the politics and economics of financial sector consolidation in an emerging market in West Africa, also covering law, consumer credit, and consumer policy along with a discussion of banking sector reforms heavily influenced by the neoliberal economics paradigm.
Описание: "Whether you already trade equities or have just made a life-changing decision to start out, either way, this book will help you. It's not just another book-it's a concise book written in a key fact style, presenting only the relevant information about the subject. It's been written to meet the needs of equity investors who want to spend limited time in trading or investing, but want to achieve the highest level of success in a volatile stock market-The Nigerian stock market."
Автор: Saka Muhammed Olokooba Название: Nigerian Taxation ISBN: 9811326061 ISBN-13(EAN): 9789811326066 Издательство: Springer Рейтинг: Цена: 13974.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: This book offers a simplified and straightforward introduction to the basics of Nigerian taxation. While discussing various laws, practices and procedures, it also addresses the latest amendments to Nigerian tax laws. The book begins by discussing the central issue of Islamic taxation and its legality under Nigerian law. Divided into four main sections, the book was designed for simplicity, and uses language that is accessible for all tax stakeholders.
Автор: Apati S. Название: The Nigerian Banking Sector Reforms: Power and Politics ISBN: 1349326194 ISBN-13(EAN): 9781349326198 Издательство: Springer Рейтинг: Цена: 6986.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: This is the first comprehensive book on the politics and economics of financial sector consolidation in an emerging market in West Africa. It draws on the author`s twenty years experience working with multinationals in this oil-rich zone, to address key issues and examine banking reform in one of the world`s fastest-growing economies.
Описание: The recently published project of Consumer Credits Directive covers new means of communication, such as smartphones, and extends rules to new ways of crediting, like crowdfunding.Consumer credit availability changed the behaviour of households.
Автор: Aveyard, Stuart (senior Lecturer In British/irish History & Politics, Queen`s University Belfast) Corthorn, Paul (senior Lecturer In History, Queen`s Название: Politics of consumer credit in the uk, 1938-1992 ISBN: 0198732236 ISBN-13(EAN): 9780198732235 Издательство: Oxford Academ Рейтинг: Цена: 14098.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: This book demonstrates how the UK`s consumer credit market has been a distinctive one since the 1930s, outlining the history of various forms of consumer credit and the related rise of the property owning democracy, but also showing the impact this model had on social issues such as class, gender, race, and social equity.
Автор: John M. Barron; Michael E. Staten Название: Consumer Attitudes Toward Credit Insurance ISBN: 1461285704 ISBN-13(EAN): 9781461285700 Издательство: Springer Рейтинг: Цена: 20962.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: Consumer Attitudes Toward Credit Insurance provides the findings of a survey of approximately 3600 individuals who had the opportunity to purchase credit life insurance in conjunction with all types of consumer loans, except first mortgages and credit cards.
Автор: NA NA Название: The History of Consumer Credit ISBN: 031222415X ISBN-13(EAN): 9780312224158 Издательство: Springer Рейтинг: Цена: 18866.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: From the early forms of loans to farmers up to present day credit cards, consumer credit has always been part of human life; Outlining significant developments in different aspects of consumer credit from the Hammurabi Code through to current questions such as household overindebtedness, the authors shed historical light on modern debates.
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