Part I: MAPPING THE DYNAMICS OF WELFARE MARKETS. - 1. Introduction: From the Emergence to the Dynamics of Welfare Markets; Clйmence Ledoux, Karen Shire, Franca van Hooren.- 2. Changing States, Changing Citizens, Changing Politics?; Jane Gingrich.- 3.The European Union and Multi-Level Contention Over Welfare Markets; Amandine Crespy. - Part 2: (RE)CONSTRUCTING WELFARE MARKETS. - 4. Welfare Markets and Home-Based Domestic/Care Services: Market Dynamics and Mechanisms in Two Different Institutional Contexts - Spain and Sweden; Zenia Hellgren and Barbara Hobson.- 5. The Failure of a Welfare Market: State-Subsidized Private Pensions between Economic Developments and Media Discourses; Frank Nullmeier.- 6. The Role of Evidence and Commissions in the Dynamics of German and Swedish Pension Markets; Stephan Kцppe.- Part III: THE DYNAMICS ON THE USER SIDE.- 7. 'Disorientation' in a Capricious Welfare Market: The Case of the German Pension System; Ingo Bode and Ralph Lьth.- 8. Being Dependent and an Employer: The Realities of Private Individual Employment for Dependent Elderly People in France; Eve Meuret-Campfort.- 9. The Political Dynamics of Welfare Markets: The Emergence of Consumer Organisations in the Field of Social Policy; Florian Blank.- Part IV. THE DYNAMICS OF FIRMS AND EMPLOYERS.- 10. The Politics of Segmentation and De-Segmentation of the French Market for Private Retirement Accounts; Marek Naczik.- 11. The Development of Occupational Pension Markets in the European Union and Lithuania: Regulation and Challenges; Audrius Bitinas.- 12. Becoming an Organised Actor in a Welfare Market: Employers' Organisations in the French In-Home Domestic/Care Services Sector; Clйmence Ledoux Rafael Encinas de Munagorri, Virginie Guiraudon.- Part V. THE DYNAMICS ON THE LABOUR SIDE.- 13. Informalisation of Work and Workers' Voice in Welfare Markets for In-Home Domestic/Care Service in Germany; Birgit Apitzsch and Karen Shire.- 14. Trade Unions and Welfare Markets: Comparing Dynamics in Three Domestic/Care Markets in the Netherlands; Franca van Hooren. - 15. Workers on Welfare Markets and the Appropriation of Their Rights: The Case of Mothers' Assistants in France since 1977; Marie Cartier.
Описание: Global developments in basic income have reinvigorated political debates on the necessity of progressing to universal basic income implementation. The book positions the disability dimension and disability pensions in relation to basic income to explore strategies for strengthening universal provisions.
Автор: Munnell, Alicia H. Название: State and local pensions ISBN: 081573414X ISBN-13(EAN): 9780815734147 Издательство: Mare Nostrum (Eurospan) Рейтинг: Цена: 4158.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание:
In the wake of the financial crisis and Great Recession, the health of state and local pension plans has emerged as a front burner policy issue. Elected officials, academic experts, and the media alike have pointed to funding shortfalls with alarm, expressing concern that pension promises are unsustainable or will squeeze out other pressing government priorities. A few local governments have even filed for bankruptcy, with pensions cited as a major cause.
Alicia H. Munnell draws on both her practical experience and her research to provide a broad perspective on the challenge of state and local pensions. She shows that the story is big and complicated and cannot be viewed through a narrow prism such as accounting methods or the role of unions.
By examining the diversity of the public plan universe, Munnell debunks the notion that all plans are in trouble. In fact, she finds that while a few plans are basket cases, many are functioning reasonably well.
Munnell's analysis concludes that the plans in serious trouble need a major overhaul. But even the relatively healthy plans face three challenges ahead: an excessive concentration of plan assets in equities; the risk that steep benefit cuts for new hires will harm workforce quality; and the constraints plans face in adjusting future benefits for current employees. Here, Munnell proposes solutions that preserve the main strengths of state and local pensions while promoting needed reforms.
Let's be honest, Social Security can be complicated.
Social Security is vital to many people's retirement plans. Yet is so shrouded in uncertainty. There are so many different rules, income limitations, age requirements, cut-offs, and so on that it can drive a person mad.
Your choices influence the size of your Social Security checks and making mistakes could accidentally shrink them.
Understanding how your decisions affect your Social Security benefits can help you avoid devastating mistakes that could cost you tens of thousands of dollars over your retirement. Or cost you and your family important benefits.
Find out what's important to you and get the information you need...Read on to learn all you need to know about Social Security.
Here is just a tiny amount of what you will discover inside:
The BEST Age to file for Social Security
Avoid depending on your children, family, relatives, or the community
How to calculate Your Social Security Benefits (3 Easy Steps)
Social Security Mistakes that have BIG consequences
Why early retirement could be an expensive mistake and the secret to maximum benefits (patience pays off)
How to easily apply for Social Security within twenty minutes
The MAIN reason why people stop receiving disability benefits and how to avoid it
The Four Parts of Medicare and what they mean for you
Are Social Security benefits taxed?
The best ways to make your claim decisions much easier and quicker
What to do when your claim is denied
And much, much more..
Social Security encompasses more than just retirement benefits, and the more you know, the more money you might collect from it.
It can seem confusing and this book will help you in making the best decision for you instead of relying on some generic advice you find online or hear on the TV.
Описание: Mandatory defined contribution pension markets are present in a growing number of countries around the world. But despite their popularity, policymakers continue to struggle with two key policy concerns. On the one hand, a number of design shortcomings encourages pension firms to charge high administrative fees. On the other hand, the global crisis that started in 2007 has reignited the debate on whether pension participants bear excessive investment risk. Both are valid policy concerns as their incidence can imply higher than expected levels of poverty among old age individuals. Both concerns have the same root problem---the limited capacity of individuals to choose what is best for them. This, in turn, stems from a combination of inadequate financial education, bounded rationality and the use of simplistic 'rules of thumb' that produce systematic biases in the decision making process of individuals. While improving financial education is an obvious avenue to pursue, this book is more concerned with design features that can exploit these systematic biases to protect consumers from themselves. 'New Policies for Mandatory Defined Contribution Pensions: Industrial Organization Models and Investment Products' (i) discusses the main implications for the functioning of mandatory defined contribution pensions of consumers' inability to make rational choices; (ii) describes how jurisdictions have tried to address these problems through ad hoc policy interventions; and (iii) proposes new policy directions in the areas of industrial organization models and investment products to address these concerns more effectively. Written for practitioners and researchers around the world, this book provides access to new thinking on mandatory defined contribution pension systems and it makes an important contribution to the on-going policy debate on how to best structure mandatory defined contribution pillars.
Over the past two decades, China has rapidly increased its spending on its public pension programs, to the point that pension funding is one of the government's largest expenditures. Despite this, only about fifty million citizens—one-third of the country's population above the age of sixty—receive pensions. Combined with the growing and increasingly violent unrest over inequalities brought about by China's reform model, the escalating costs of an aging society have brought the Chinese political leadership to a critical juncture in its economic and social policies.
In Socialist Insecurity, Mark W. Frazier explores pension policy in the People's Republic of China, arguing that the government's push to expand pension and health insurance coverage to urban residents and rural migrants has not reduced, but rather reproduced, economic inequalities. He explains this apparent paradox by analyzing the decisions of the political actors responsible for pension reform: urban officials and state-owned enterprise managers. Frazier shows that China's highly decentralized pension administration both encourages the "grabbing hand" of local officials to collect large amounts of pension and other social insurance revenue and compels redistribution of these revenues to urban pensioners, a crucial political constituency.
More broadly, Socialist Insecurity shows that the inequalities of welfare policy put China in the same quandary as other large uneven developers—countries that have succeeded in achieving rapid growth but with growing economic inequalities. While most explanations of the formation and expansion of welfare states are derived from experience in today's mature welfare systems, developing countries such as China, Frazier argues, provide new terrain to explore how welfare programs evolve, who drives the process, and who sees the greatest benefit.
Описание: Global developments in basic income have reinvigorated political debates on the necessity of progressing to universal basic income implementation. The book positions the disability dimension and disability pensions in relation to basic income to explore strategies for strengthening universal provisions.
Автор: McClymont Gregg, Tarrant Andy Название: Towards a New Pensions Settlement: The International Experience ISBN: 1783487488 ISBN-13(EAN): 9781783487486 Издательство: Bloomsbury Рейтинг: Цена: 2820.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: A global comparative overview of pensions systems drawing on examples from around the world.
Автор: Hennessy Название: The Europeanization of Workplace Pensions ISBN: 1107041058 ISBN-13(EAN): 9781107041059 Издательство: Cambridge Academ Рейтинг: Цена: 7285.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: This book examines an area of Europeanization that has been largely ignored by political analysts: the development of an internal market for workplace pensions. Employing statistical analysis, formal modelling, and in-depth case study research, the author highlights the role of informal signalling and communication processes in designing a common pension market.
Название: Welfare Markets in Europe ISBN: 1137571039 ISBN-13(EAN): 9781137571038 Издательство: Springer Рейтинг: Цена: 12577.00 р. Наличие на складе: Есть у поставщика Поставка под заказ.
Описание: This book explores theEuropean welfare model, arguing that the rollout of European policiesfor welfare services has led to increased marketization. The author argues thatthe rise of profit-making in utilities, transport, child and health care isexacerbating rather than reducing inequalities among citizens, demonstratinghow the marketization of European welfare has taken place oversuccessive rounds of policymaking for European integration. These rounds have motivatednational level public services reform, as well as contestation over thesemeasures from civil society groups. The study traces the developments ofpolicymaking at EU level since the late 1980s, offers in-depth studies ofcontentious debates which have sealed the fate of welfare services at the turnof the century, and offers insights on the problems involved with prolongedausterity in Europe. This book therefore shows how European integration isprovoking a democratic challenge to what kind of Europe citizens want.
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